4224 Raffia Palm Cir, Naples, FL 34119 Property Records

Collier County property record for 4224 Raffia Palm Cir, Naples, FL 34119

Property Summary

Property Type	Single Family Home
Details	2,006 sqft · built 2019
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$730,000 (Jun 2023)
Tax Bill	$5,643 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`585260 63B34`

Property Details

APN / Parcel Number

Primary APN	`585260 63B34`
Alternative APN	`69020000649`

Interior

Stories	1 Story
Building Area	2,006 sqft Living Area
1st Floor Area	2,006 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Masonry / Concrete Block
Lot Area	6,970 sqft (0.16 acres)
Pool Area	322 sqft
Deck Area	488 sqft

Location & Zoning

Street Address	4224 RAFFIA PALM CIR
City	NAPLES
State	FL
Zip	34119-9677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RAFFIA PRESERVE-PHASE 1 LOT 6
Legal Range	26
Legal Township	48
Legal Section	34
Legal Subdivision	RAFFIA PRESERVE PHASE 1
Legal Phase	1
Legal Tract	585260
Legal Block	2
Legal Lot Number	6
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2015
Census Tract	10436

Owner

4224 Raffia Palm Cir is owned and occupied by two individuals who bought it in June 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4224 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2023	Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
May 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT MORTGAGE CORP
Jul 11, 2019	Special Warranty Deed, Transfer · Conventional Mortgage EAGLE HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2023 · Amount on File
Deed Sale	Jun 3, 2023 · Amount on File
Prior Sale	Jul 11, 2019 · Amount on File
Deed Document Number	20236411706
Deed Book / Page	6254 / 1127
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 3, 2023
Property Address	4224 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0062541127
Book / Page	6254 / 1127
Map Reference	MB 54 PG 72
Instrument Date	Jun 1, 2023
Instrument	6411706
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,110.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	436 NW 50TH BLVD, GAINESVILLE, FL 32607-2212

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4224 RAFFIA PALM CIR, NAPLES, FL 34119-9677

Mortgage

Document Number	0062541129
Date	Jun 3, 2023
Instrument	6254/1129

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	4224 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057580218
Date	May 1, 2020
Book Page	5758/218
Instrument	5861789

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55441

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2035

July 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jul 11, 2019
Property Address	4224 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Document Number	0056512019
Book / Page	5651 / 2019
Map Reference	MB 54 PG 72
Instrument Date	Jul 2, 2019
Instrument	5738415
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,924.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT 6 MILE CYPRESS PKWY, 10481, FORT MYERS, FL 33966

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4224 RAFFIA PALM CIR, NAPLES, FL 34119-9677
Investor	Possibly a Property Investor

Mortgage

Document Number	0056512023
Date	Jul 11, 2019
Instrument	5651-2023

Lender

Name	EAGLE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4224 Raffia Palm Cir was $5,643 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$566,166 (+2.47%) Land $162,461 Building $403,705	$566,166 (-0.94%) Land $162,461 Building $403,705
2025	$5,643.00 Homeowner's exemption	$552,522	$571,511 Land $156,816 Building $414,695
2023	$3,570.00 (-2.03%) Homeowner's exemption	$361,720 (+3%)	$644,189 (+12.73%) Land $222,156 Building $422,033
2022	$3,644.00 Homeowner's exemption	$351,184	$571,463 Land $123,493 Building $447,970

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4224 Raffia Palm Cir in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 78 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	78 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4224 Raffia Palm Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 432 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: CenturyLink, Hotwire Communications.

Nearby Properties on Raffia Palm Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures