Lake County property record for 4238 Caplock St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,917 sqft · built 2015 |
| Lot Size | 0.24 acres (10,478 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $599,000 (Aug 2021) |
| Tax Bill | $9,833 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Aug 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-26-0102-000-14100 |
| Primary APN | 10-23-26-0102-000-14100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 3,917 sqft Living Area |
| 1st Floor Area | 1,780 sqft |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,478 sqft (0.24 acres) |
| Garage Type | Finished |
| Garage Area | 628 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3889783 |
|---|---|
| Street Address | 4238 CAPLOCK ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER'S RUN PHASE 2 PB 65 PG 44-46 LOT 141 ORB 5782 PG 148 |
| Legal Section | 10 |
| Legal Subdivision | HUNTER |
| Legal Phase | 2 |
| Legal Tract | 102 |
| Legal Lot Number | 141 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 31306 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4238 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Aug 27, 2021 | Warranty Deed, Transfer · Conventional Mortgage TRUSTCO BANK |
| Jun 16, 2020 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| May 2, 2019 | Warranty Deed, Transfer · Conventional Mortgage UNITED MUTUAL FUNDING CORP |
| Aug 14, 2017 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 27, 2021 · Amount on Record |
| Deed Sale | Aug 27, 2021 · Amount on Record |
| Prior Sale | May 2, 2019 · Amount on Record |
| Deed Document Number | 2021118627 |
| Deed Book / Page | 5782 / 148 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4238 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4328 CAPLOCK STREET, CLERMONT, FL 34711 |
| Document Number | 0056361900 |
|---|---|
| Date | Feb 4, 2021 |
| Book Page | 5636/1900 |
| Instrument | 2021016283 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Aug 27, 2021 |
| Property Address | 4238 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0057820148 |
| Book / Page | 5782 / 148 |
| Map Reference | MB 65 PG 44-46 |
| Instrument Date | Aug 23, 2021 |
| Instrument | 2021118627 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,193.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 113 PEACE RIVER CT, GROVELAND, FL 34736-8113 |
| Name | Verified Name |
|---|---|
| Address | 4238 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0005782150 |
|---|---|
| Date | Aug 27, 2021 |
| Instrument | 5782/150 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4238 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0054870158 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 5487/158 |
| Instrument | 2020064244 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 15, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | May 2, 2019 |
| Property Address | 4238 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0052730704 |
| Book / Page | 5273 / 0704 |
| Map Reference | MB 65 PG 44-46 |
| Instrument Date | Apr 30, 2019 |
| Instrument | 2019048893 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FIDELITY NATL TTL OF FL INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,926.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4238 CAPLOCK ST, 4238, CLERMONT, FL 34711-5061 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4238 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 2019048894 |
|---|---|
| Date | May 2, 2019 |
| Instrument | 2019048894 |
| Name | UNITED MUTUAL FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4238 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0049901711 |
| Book / Page | 004990 / 001711 |
| Instrument Date | Aug 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4238 CAPLOCK ST CLERMONT FL 347115061, CLERMONT, FL 34711-5061 |
| Document Number | 0049901711 |
|---|---|
| Date | Aug 22, 2017 |
| Book Page | 004990/001711 |
| Instrument | 91054 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 21, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $622,655 (+3.91%) Land $120,000 Building $502,655 | $622,655 (+2.76%) Land $120,000 Building $502,655 | |
| 2024 | $9,833.00 (+1.65%) | ||
| 2023 | $9,673.00 (+2.78%) Homeowner's exemption | $599,230 (+3%) | $605,930 (+4.15%) Land $120,000 Building $485,930 |
| 2022 | $9,411.00 Homeowner's exemption | $581,781 | $581,781 Land $64,500 Building $517,281 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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