Lake County property record for 4227 Caplock St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,976 sqft · built 2017 |
| Lot Size | 0.247 acres (10,768 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $346,754 (Mar 2017) |
| Tax Bill | $4,784 (2024) |
| Deeds & Mortgages | Nov 2023 Second Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-26-0103-000-23800 |
| Primary APN | 10-23-26-0103-000-23800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,976 sqft Living Area |
| 1st Floor Area | 1,576 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,768 sqft (0.247 acres) |
| Garage Type | Finished |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Patio Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3901744 |
|---|---|
| Street Address | 4227 CAPLOCK ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5063 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER'S RUN PHASE 3 PB 67 PG 86-88 LOT 238 ORB 4923 PG 604 |
| Legal Section | 10 |
| Legal Subdivision | HUNTER |
| Legal Phase | 3 |
| Legal Tract | 103 |
| Legal Lot Number | 238 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 31306 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4227 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage FAIRWINDS CU |
| Jun 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Mar 31, 2017 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALATLANTIC MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Deed Document Number | 2017034924 |
| Deed Book / Page | 4923 / 0604 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4227 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Transaction Type | Mortgage |
| Record Updated | Dec 11, 2023 |
| Title Company | MORTGAGE TITLE SERVICES INC, MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 4227 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0062420863 |
|---|---|
| Date | Nov 15, 2023 |
| Book Page | 6242/863 |
| Instrument | 2023139701 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32826 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 14, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4227 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0054872086 |
| Instrument Date | Jun 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | MORTGAGE TITLE SERVICES INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4277 CAPLOCK ST CLERMONT FL 34711, CLERMONT, FL 34711 |
| Document Number | 0054872086 |
|---|---|
| Date | Jun 17, 2020 |
| Book Page | 005487/002086 |
| Instrument | 64817 |
| Name | FAIRWINDS CU |
|---|---|
| Address | ORLANDO, FL 32826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 16, 2050 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Mar 31, 2017 |
| Property Address | 4227 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 0049230604 |
| Book / Page | 4923 / 0604 |
| Map Reference | MB 67 PG 86-88 |
| Instrument Date | Mar 29, 2017 |
| Instrument | 2017034924 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | FIRST AMERICAN TITLE INSURAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,427.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 444 W NEW ENGLAND AVE STE 220, 444, WINTER PARK, FL 32789-4376 |
| Name | Verified Name |
|---|---|
| Address | 4227 CAPLOCK ST, CLERMONT, FL 34711-5063 |
| Document Number | 2017034925 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 2017034925 |
| Name | CALATLANTIC MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $330,710 (+5.99%) Land $120,000 Building $210,710 | $543,044 (+2.02%) Land $120,000 Building $423,044 | |
| 2024 | $4,784.00 (+1.87%) | ||
| 2023 | $4,696.00 (+3.03%) Homeowner's exemption | $312,030 (+3%) | $532,276 (+29.58%) Land $120,000 Building $412,276 |
| 2022 | $4,558.00 Homeowner's exemption | $302,950 | $410,775 Land $64,500 Building $346,275 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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