Lake County property record for 4242 Caplock St, Clermont, FL 34711
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,841 sqft · built 2014 |
| Lot Size | 0.24 acres (10,475 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $397,500 (Nov 2019) |
| Tax Bill | $5,952 (2024) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-26-0102-000-14200 |
| Primary APN | 10-23-26-0102-000-14200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,841 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 10,475 sqft (0.24 acres) |
| Garage Type | Finished |
| Garage Area | 690 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3889784 |
|---|---|
| Street Address | 4242 CAPLOCK ST |
| City | CLERMONT |
| State | FL |
| Zip | 34711-5061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER'S RUN PHASE 2 PB 65 PG 44-46 LOT 142 ORB 5371 PG 315 |
| Legal Section | 10 |
| Legal Subdivision | HUNTER |
| Legal Phase | 2 |
| Legal Tract | 102 |
| Legal Lot Number | 142 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1046 |
| Census Tract | 31306 |
Source: Lake County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4242 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2021 | Deed of Trust, Mortgage · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 7, 2019 | Warranty Deed, Transfer · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 7, 2019 · Amount on Record |
| Deed Sale | Nov 7, 2019 · Amount on Record |
| Prior Sale | Apr 14, 2015 · Amount on Record |
| Deed Document Number | 2019126747 |
| Deed Book / Page | 5371 / 0315 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4242 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4242 CAPIECK STREET, CLERMONT, FL 34711 |
| Document Number | 0058170058 |
|---|---|
| Date | Oct 19, 2021 |
| Book Page | 5817/58 |
| Instrument | 2021143652 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 4242 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0056270879 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 5627/879 |
| Instrument | 2021010243 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Nov 7, 2019 |
| Property Address | 4242 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0053710315 |
| Book / Page | 5371 / 0315 |
| Map Reference | MB 65 PG 44-46 |
| Instrument Date | Nov 5, 2019 |
| Instrument | 2019126747 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2022 |
| Title Company | EQUITABLE TTL OF LAKE CNTY L |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,782.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3931 SANIBEL ST, 3931, CLERMONT, FL 34711-5403 |
| Name | Verified Name |
|---|---|
| Address | 4242 CAPLOCK ST, CLERMONT, FL 34711-5061 |
| Document Number | 0053710317 |
|---|---|
| Date | Nov 7, 2019 |
| Instrument | 5371/0317 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $406,280 (+5.99%) Land $120,000 Building $286,280 | $552,613 (+1.77%) Land $120,000 Building $432,613 | |
| 2024 | $5,952.00 (+0.35%) | ||
| 2023 | $5,931.00 (+21.61%) Homeowner's exemption | $383,330 (+19.32%) | $542,976 (+46.55%) Land $120,000 Building $422,976 |
| 2022 | $4,877.00 Homeowner's exemption | $321,270 | $370,506 Land $64,500 Building $306,006 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 50 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 50 in force |
| Nearby Flood Claims | 4 (1995–2017) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 72% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT EAST WATER SYSTEM (2 WPS) serves 39,279 people · EPA ID FL3354779 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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