McHenry County property record for 4236 Riverside Dr, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4 ba · 1,140 sqft · built 1930 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Jan 2017) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15-30-207-011 |
| Primary APN | 15-30-207-011 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,140 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Masonite |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 157 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 843 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4236 RIVERSIDE DR |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2017R0003105 LT 2 G W SHERMAN SUB |
| Legal Range | 09E |
| Legal Township | 44N |
| Legal Section | 30 |
| Legal Subdivision | G W SHERMAN |
| Legal Block | 207 |
| Legal Lot Number | 2 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 870810 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4236 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2022 | Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BMO HARRIS BANK NA |
| Jan 25, 2017 | Warranty Deed, Transfer · FHA Mortgage AMERITRUST MORTGAGE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 25, 2017 · Amount on Record |
| Deed Sale | Jan 25, 2017 · Amount on Record |
| Prior Sale | May 5, 2008 · Amount on Record |
| Deed Document Number | 2017R0003105 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4236 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4236 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408 |
| Document Number | 0000029090 |
|---|---|
| Date | Aug 18, 2022 |
| Instrument | 2022R0029090 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4236 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2021 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000034918 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021R0034918 |
| Name | BMO HARRIS BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60690 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 1, 2036 |
| Rate | 2.62% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Jan 25, 2017 |
| Property Address | 4236 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408 |
| Document Number | 0000003105 |
| Map Reference | DOC61653 MB5 PG4 |
| Instrument Date | Jan 12, 2017 |
| Instrument | 2017R0003105 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33,750.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4236 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408 |
| Document Number | 0000003106 |
|---|---|
| Date | Jan 25, 2017 |
| Instrument | 2017R0003106 |
| Name | AMERITRUST MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CRYSTAL LAKE, IL 60014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2047 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Secondary School District | Community High School District 155 (09 - 12) |
| Elementary School District | Prairie Grove Community School District 46 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Homeowner's exemption | $65,829 Land $25,598 Building $40,231 | $197,487 Land $76,794 Building $120,693 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 69 (1979–2026) |
| Claims Outside the SFHA | 7 of 69 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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