4234 Riverside Dr, Crystal Lake, IL 60014 Property Records

McHenry County property record for 4234 Riverside Dr, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 957 sqft · built 1950
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$211,500 (Jun 2006)
Tax Bill$3,636 (2024)
Deeds & MortgagesSep 2023 Transfer
Apr 2023 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN15-30-207-010

Property Details

APN / Parcel Number

Primary APN15-30-207-010

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms4 Rooms
Stories1 Story
Building Area957 sqft Living Area
1st Floor Area957 sqft

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area12,632 sqft (0.29 acres)
Garage TypeDetached
Garage Area880 sqft
Parking Spaces3 Parking Spaces
Deck Area528 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4234 RIVERSIDE DR
CityCRYSTAL LAKE
StateIL
Zip60014-2408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2023R0008229 LT 3 G W SHERMAN SUB
Legal SubdivisionG W SHERMAN SUB
Legal Block207
Legal Lot Number3
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group2
Census Block2029
Census Tract870810

Owner

Source: McHenry County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4234 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 13, 2023Intrafamily Transfer, Transfer
Sep 9, 2020Deed of Trust, Mortgage · FHA Mortgage
PNC BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2006 · Amount on Record
Deed SaleJun 12, 2006 · Amount on Record
Deed Document Number200642361
Last Transfer DateAug 30, 2023
Transfer Doc0000021993
Record UpdatedSep 20, 2026

September 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionMCHENRY IL
Recording DateSep 5, 2023
Property Address4234 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408
Document Number0000021993
Map ReferenceMB 5 PG 4
Instrument DateAug 30, 2023
Instrument2023R0021993
Transaction TypeTransfer
Record UpdatedSep 18, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4234 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateApr 13, 2023
Property Address4234 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408
Document Number0000008229
Map ReferenceDOC 1923R0061653
Instrument DateMar 22, 2023
Instrument2023R0008229
Transaction TypeTransfer
Record UpdatedApr 25, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4234 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4234 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNATIONALLINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036085
DateSep 9, 2020
Instrument2020R0036085
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050
Interest
Rate3.12%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Secondary School DistrictCommunity High School District 155 (09 - 12)
Elementary School DistrictPrairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,636.00$78,148 (+29.6%) Land $31,213 Building $46,935$234,444 (+29.6%) Land $93,639 Building $140,805
2022Homeowner's exemption$60,298 Land $25,598 Building $34,700$180,894 Land $76,794 Building $104,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims69 (1979–2026)
Claims Outside the SFHA7 of 69
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 11 claims
  • Severe Storms & Flooding, Aug 1993 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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