McHenry County property record for 4230 Riverside Dr, Crystal Lake, IL 60014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 2,464 sqft · built 2015 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Trust Name on Record |
| Deeds & Mortgages | Mar 2026 Second Mortgage Sep 2021 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 15-30-207-008 |
| Primary APN | 15-30-207-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 3 Half Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,464 sqft Living Area |
| Gross Area | 2,081 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Foundation Type | Raised |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Detached |
| Garage Area | 832 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4230 RIVERSIDE DR |
|---|---|
| City | CRYSTAL LAKE |
| State | IL |
| Zip | 60014-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DOC 2020R0037850 LT 5 G W SHERMAN SUB MEMO: GOORSKY, TIMOTHY L REV LIV TR 1/2 INT/ GOORSKY, ELIZABETH A REV LIV TR 1/2 INT |
| Legal Range | 09E |
| Legal Township | 44N |
| Legal Section | 30 |
| Legal Subdivision | G W SHERMAN |
| Legal Block | 207 |
| Legal Lot Number | 5 |
| Jurisdiction | MCHENRY IL |
| Township / Civil Division | NUNDA |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 870810 |
Source: McHenry County records, as of May 13, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4230 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HEALTHCARE ASSOCIATES CU |
| Sep 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HEALTHCARE ASSOCIATES CU |
| Sep 18, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 18, 2020 |
| Transfer Doc | 0000037850 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4230 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000005936 |
|---|---|
| Date | Mar 6, 2026 |
| Instrument | 2026R0005936 |
| Name | HEALTHCARE ASSOCIATES CU |
|---|---|
| Type | Credit Union |
| Address | LISLE, IL 60532 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Feb 24, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCHENRY IL |
| Property Address | 4230 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2021 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000050857 |
|---|---|
| Date | Sep 17, 2021 |
| Instrument | 2021R0050857 |
| Name | HEALTHCARE ASSOCIATES CU |
|---|---|
| Type | Credit Union |
| Address | NAPERVILLE, IL 60563 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Jul 1, 2031 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.01% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MCHENRY IL |
| Recording Date | Sep 18, 2020 |
| Property Address | 4230 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408 |
| Document Number | 0000037850 |
| Instrument Date | Aug 15, 2020 |
| Instrument | 37850 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4230 RIVERSIDE DR CRYSTAL LAKE IL 600142408, CRYSTAL LAKE, IL 60014-2408 |
Source: McHenry County assessment roll, as of January 1, 2022
| Type | Name |
|---|---|
| State | Illinois |
| County | McHenry County |
| County Subdivision | Nunda Township |
| Secondary School District | Community High School District 155 (09 - 12) |
| Elementary School District | Prairie Grove Community School District 46 (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2022 | Disabled Person's exemption | $127,857 Land $25,598 Building $102,259 | $383,571 Land $76,794 Building $306,777 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 69 (1979–2026) |
| Claims Outside the SFHA | 7 of 69 |
| Most Recent Claim | Apr 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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