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4226 Riverside Dr, Crystal Lake, IL 60014 Property Records

McHenry County property record for 4226 Riverside Dr, Crystal Lake, IL 60014

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,210 sqft · built 1930
Lot Size0.29 acres (12,632 sqft)
Owner2 Company Names on Record
Last Sale$300,000 (Dec 2005)
Tax Bill$6,212 (2024)
Deeds & MortgagesMar 2024 Transfer
Mar 2021 Mortgage
Flood ZoneZone AE (high risk)
APN15-30-207-006

Property Details

APN / Parcel Number

Primary APN15-30-207-006

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,210 sqft Living Area
1st Floor Area1,210 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions260 ft deep x 48 ft wide
Garage TypeDetached
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceWell

Location & Zoning

Street Address4226 RIVERSIDE DR
CityCRYSTAL LAKE
StateIL
Zip60014-2408
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2024R0005439 LT 7 G W SHERMAN SUB
Legal SubdivisionG W SHERMAN SUB
Legal Block207
Legal Lot Number7
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group2
Census Block2029
Census Tract870810

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4226 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Mar 7, 2024Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Mar 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 1, 2005 · Amount on Record
Deed SaleDec 1, 2005 · Amount on Record
Deed Document Number2005101749
Last Transfer DateFeb 19, 2024
Transfer Doc0000005439
Record UpdatedSep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMCHENRY IL
Recording DateMar 7, 2024
Property Address4226 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408
Document Number0000005439
Map ReferenceDOC 61653
Instrument DateFeb 19, 2024
Instrument2024R0005439
Transaction TypeTransfer
Record UpdatedMar 20, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4226 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address4226 RIVERSIDE DR, CRYSTAL LAKE, IL 60014-2408
Transaction TypeMortgage
Record UpdatedMar 25, 2021
Title CompanyGREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013954
DateMar 15, 2021
Instrument2021R0013954
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressTROY, MI 48098
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueApr 1, 2041
Interest
Rate TypeFixed Rate
Rate3.1%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
Secondary School DistrictCommunity High School District 155 (09 - 12)
Elementary School DistrictPrairie Grove Community School District 46 (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$6,212.00$83,684 (+34.45%) Land $31,213 Building $52,471$251,052 (+34.45%) Land $93,639 Building $157,413
2022Homeowner's exemption$62,244 Land $25,598 Building $36,646$186,732 Land $76,794 Building $109,938

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 21 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies21 in force
Nearby Flood Claims69 (1979–2026)
Claims Outside the SFHA7 of 69
Most Recent ClaimApr 2026 · river or lake flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 11 claims
  • Severe Storms & Flooding, Aug 1993 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 70% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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