4234 E 550 S, Bluffton, IN 46714 Property Records

Wells County property record for 4234 E 550 S, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Tax Bill	$2,515 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-08-35-300-005.001-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-35-300-005.001-003`
Alternative APNs	`00013884064` `0020103803`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
1st Floor Area	1,608 sqft
Basement Area	1,608 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	00013884064
Street Address	4234 E 550 S
City	BLUFFTON
State	IN
Zip	46714-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-26-12 2.00A PT W S W NE COR
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3042
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4234 E 550 S, BLUFFTON, IN 46714-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK BERNIE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Recording Date	Sep 15, 2026
Property Address	4234 E 550 S, BLUFFTON, IN 46714-9640
Document Number	0000003349
Instrument Date	Sep 4, 2026
Instrument	20263349
Transaction Type	Mortgage
Record Updated	Oct 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4234 E 550 S, BLUFFTON, IN 46714-9640

Mortgage

Document Number	0000003349,
Date	Sep 15, 2026
Instrument	20263349

Lender

Name	FIRST BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 25, 2041

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4234 E 550 S, BLUFFTON, IN 46714-9640
Transaction Type	Mortgage
Record Updated	Dec 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020203301
Date	Aug 5, 2020
Instrument	20203301

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,515.00 (+6.48%) Homeowner's exemption	$354,200 (+14.37%) Land $62,600 Building $291,600	$354,200 (+14.37%) Land $62,600 Building $291,600
2024	$2,362.00 (+23.02%)
2023		$309,700 (+5.16%) Land $46,400 Building $263,300	$309,700 (+5.16%) Land $46,400 Building $263,300
2022	$1,920.00	$294,500 Land $35,800 Building $258,700	$294,500 Land $35,800 Building $258,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Citizens Telephone Fixed Wireless	50 / 50
Verizon Fixed Wireless	25 / 6

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