1670 E 550 S, Bluffton, IN 46714 Property Records

Wells County property record for 1670 E 550 S, Bluffton, IN 46714

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 3,314 sqft · built 2007
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on Record
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Nov 2023 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-32-400-008.002-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-32-400-008.002-003`
Alternative APNs	`00001616688` `0020142002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,314 sqft Living Area
1st Floor Area	2,486 sqft
Attic	Attic
Attic Area	1,656 sqft
Basement Area	1,520 sqft
Unfinished Basement	1,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	174,240 sqft (4 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Solar

Location & Zoning

Account Number	00001616688
Street Address	1670 E 550 S
City	BLUFFTON
State	IN
Zip	46714-9612
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	32-26-12 4.00A PT N 825' OF E 1848' SE
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3066
Census Tract	40300

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1670 E 550 S, BLUFFTON, IN 46714-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2025	Deed of Trust, Mortgage · Line of Credit PROFED FCU
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK NA
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK NA
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROFED FCU
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROFED FCU
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Jul 24, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2017
Deed Sale	Jul 21, 2017
Deed Document Number	20173074369
Prior Transfer Date	Jun 15, 2017
Prior Transfer Doc	20170268
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1670 E 550 S, BLUFFTON, IN 46714-9612
Transaction Type	Mortgage
Record Updated	Jan 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020254272
Date	Dec 29, 2025
Instrument	20254272

Lender

Name	PROFED FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 23, 2045

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1670 E 550 S, BLUFFTON, IN 46714-9612
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020233780
Date	Nov 29, 2023
Instrument	20233780

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2053

Interest

Rate Type	Adjustable Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1670 E 550 S, BLUFFTON, IN 46714-9612
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230217
Date	Jan 20, 2023
Instrument	20230217

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 6, 2053

Interest

Rate Type	Adjustable Rate

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1670 E 550 S, BLUFFTON, IN 46714-9612
Transaction Type	Mortgage
Record Updated	Jun 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20212166
Date	May 12, 2021
Instrument	20212166

Lender

Name	PROFED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 7, 2041

Interest

Rate Type	Fixed Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1670 E 550 S, BLUFFTON, IN 46714-9612
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20210848
Date	Feb 23, 2021
Instrument	20210848

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1670 E 550 S, BLUFFTON, IN 46714-9612
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201265
Date	Mar 31, 2020
Instrument	20201265

Lender

Name	PROFED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 26, 2040

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1670 E 550 S, BLUFFTON, IN 46714-9612
Transaction Type	Mortgage
Record Updated	Oct 23, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20193471
Date	Oct 9, 2019
Instrument	20193471

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

July 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Jul 24, 2017
Property Address	1670 E 550 S, BLUFFTON, IN 46714-9612
Document Number	0020170267
Instrument Date	Jun 15, 2017
Instrument	20170267
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1670 E 550 S, BLUFFTON, IN 46714-9612

Mortgage

Document Number	20170268
Date	Jul 24, 2017
Instrument	20170268

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,933.00 (+38.48%) Homeowner's exemption	$396,900 (+29.16%) Land $68,100 Building $328,800	$396,900 (+29.16%) Land $68,100 Building $328,800
2024	$2,118.00 (+24%)
2023		$307,300 (+5.35%) Land $51,200 Building $256,100	$307,300 (+5.35%) Land $51,200 Building $256,100
2022	$1,708.00	$291,700 Land $39,500 Building $252,200	$291,700 Land $39,500 Building $252,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Watch TV Fixed Wireless	100 / 20

May also be available: T-Mobile.

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