4043 E 550 S, Bluffton, IN 46714 Property Records

Wells County property record for 4043 E 550 S, Bluffton, IN 46714 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,999 sqft · built 2005
Lot Size	3.67 acres (159,865 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Sep 2018)
Tax Bill	$3,114 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-35-200-003.000-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-35-200-003.000-003`
Alternative APNs	`00001525093` `0020103701`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,999 sqft Living Area
1st Floor Area	1,999 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Brick
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	159,865 sqft (3.67 acres)
Garage Type	Mixed
Garage Area	1,706 sqft
Parking Spaces	6 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00001525093
Street Address	4043 E 550 S
City	BLUFFTON
State	IN
Zip	46714-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-26-12 3.67A SW PT NW
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3041
Census Tract	40300

Owner

Source: Wells County records · APN 90-08-35-200-003.000-003

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4043 E 550 S, BLUFFTON, IN 46714-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 06, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage IAB FINANACIAL BANK
Sep 17, 2018	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Deed Document Number	20183509
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4043 E 550 S, BLUFFTON, IN 46714-9640
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020213582
Date	Aug 06, 2021
Instrument	20213582

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 01, 2041

Interest

Rate Type	Fixed Rate

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	4043 E 550 S, BLUFFTON, IN 46714-9640
Transaction Type	Mortgage
Record Updated	Aug 09, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000141/948
Date	May 30, 2017
Book Page	141/948
Instrument	000955960011

Lender

Name	IAB FINANACIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 18, 2027

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Sep 17, 2018
Property Address	4043 E 550 S, BLUFFTON, IN 46714-9640
Document Number	0020183509
Instrument Date	Sep 12, 2018
Instrument	20183509
Transaction Type	Transfer
Record Updated	Aug 09, 2022
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4043 E 550 S, BLUFFTON, IN 46714-9640

Mortgage

Document Number	0020183510
Date	Sep 17, 2018
Instrument	20183510

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,114.00 (+38.03%) Homeowner's exemption	$404,300 (+42.91%) Land $98,300 Building $306,000	$404,300 (+42.91%) Land $98,300 Building $306,000
2024	$2,256.00 (+20.84%)
2023		$282,900 (+8.35%) Land $73,500 Building $209,400	$282,900 (+8.35%) Land $73,500 Building $209,400
2022	$1,867.00	$261,100 Land $55,100 Building $206,000	$261,100 Land $55,100 Building $206,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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