3626 E 550 S, Bluffton, IN 46714 Property Records

Wells County property record for 3626 E 550 S, Bluffton, IN 46714

Property Summary

Property Type	Commercial
Details	2,240 sqft · built 1992
Lot Size	4.06 acres (176,854 sqft)
Owner	Company Name on Record
Last Sale	$200,000 (Dec 2022)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-34-400-009.000-003`

Property Details

APN / Parcel Number

Primary APN	`90-08-34-400-009.000-003`
Alternative APNs	`00001524166` `0020141901`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	2,240 sqft Total Area
1st Floor Area	2,240 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	176,854 sqft (4.06 acres)
Terrain	Rolling
Lean-To	360 sqft
Total Buildings	4 Buildings

Location & Zoning

Account Number	00001524166
Street Address	3626 E 550 S
City	BLUFFTON
State	IN
Zip	46714-9640
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	34-26-12 4.06A N PT MID 145.46' NW NE
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	3
Census Block	3042
Census Tract	40300

Owner

Source: Wells County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	112 N MARION ST, BLUFFTON, IN 46714-1922
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK BERNIE
Sep 18, 2023	Intrafamily Transfer, Transfer
Mar 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST BANK BERNIE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Deed Document Number	20225199
Last Transfer Date	Sep 18, 2023
Transfer Doc	0020232983
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3626 E 550 S, BLUFFTON, IN 46714-9640
Transaction Type	Mortgage
Record Updated	May 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020241239
Date	Apr 12, 2024
Instrument	20241239

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 3, 2044

Interest

Rate Type	Adjustable Rate

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Sep 18, 2023
Property Address	3626 E 550 S, BLUFFTON, IN 46714-9640
Document Number	0020232983
Instrument Date	Sep 18, 2023
Instrument	20232983
Transaction Type	Transfer
Record Updated	Oct 4, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 N MARION ST, BLUFFTON, IN 46714-1922

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	3626 E 550 S, BLUFFTON, IN 46714-9640
Transaction Type	Mortgage
Record Updated	Mar 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230745
Date	Mar 9, 2023
Instrument	20230745

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,376.00 (+75.6%)	$303,500 (+65.22%) Land $76,100 Building $227,400	$303,500 (+65.22%) Land $76,100 Building $227,400
2024	$2,492.00 (-12.84%)
2023		$183,700 (-11.13%) Land $46,800 Building $136,900	$183,700 (-11.13%) Land $46,800 Building $136,900
2022	$2,859.00	$206,700 Land $45,400 Building $161,300	$206,700 Land $45,400 Building $161,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20
Citizens Telephone Fixed Wireless	50 / 50

May also be available: Verizon.

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