4231 Poca River Rd S, Poca, WV 25159 Property Records

Putnam County property record for 4231 Poca River Rd S, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,987 sqft · built 1995
Lot Size	3.86 acres (168,142 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Jan 2017)
Tax Bill	$1,610 (2026)
Deeds & Mortgages	Jan 2017 Mortgage Jan 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`08-217-0065.0000`

Property Details

APN / Parcel Number

Primary APN	`08-217-0065.0000`
Alternative APNs	`40-08-217-0065.0000` `00033338`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,987 sqft Living Area
1st Floor Area	3,974 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	168,142 sqft (3.86 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00033338
Street Address	4231 POCA RIVER RD S
City	POCA
State	WV
Zip	25159-6796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRT TRACT B-1 (3.86 AC) POCA RIVER
Legal Tract	B-1
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	1
Census Block	1040
Census Tract	20500

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4231 POCA RIVER RD S, POCA, WV 25159-6796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jan 23, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 23, 2017 · Amount on Record
Deed Sale	Jan 23, 2017 · Amount on Record
Deed Document Number	20174148690005
Deed Book / Page	556 / 32
Record Updated	Oct 29, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	4231 POCA RIVER RD S, POCA, WV 25159-6796
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1150/702
Date	Jan 23, 2017
Book Page	1150/702
Instrument	004148700022

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

January 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PUTNAM WV
Recording Date	Jan 23, 2017
Property Address	4231 POCA RIVER RD S, POCA, WV 25159-6796
Document Number	0556/032
Book / Page	0556 / 032
Instrument Date	Dec 28, 2016
Instrument	004148690005
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,610.00 (+11.73%)	$148,800 (+11.01%) Land $20,760 Building $128,040	$248,000 (+11.01%) Land $34,600 Building $213,400
2025	$1,441.00 (+6.27%) Homeowner's exemption	$134,040 (+1.82%) Land $19,020 Building $115,020	$223,400 (+1.82%) Land $31,700 Building $191,700
2023	$1,356.00 (+7.11%) Homeowner's exemption	$131,640 (+5.28%) Land $29,460 Building $102,180	$219,400 (+5.28%) Land $49,100 Building $170,300
2022	$1,266.00 Homeowner's exemption	$125,040 Land $25,980 Building $99,060	$208,400 Land $43,300 Building $165,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1997–2021)
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of West Virginia
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Optimum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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