Putnam County property record for 3902 Poca River Rd S, Poca, WV 25159
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,438 sqft · built 1986 |
| Lot Size | 1.84 acres (80,150 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $284,000 (Sep 2025) |
| Tax Bill | $1,197 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-217-0079.0001 |
| Primary APN | 08-217-0079.0001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,438 sqft Living Area |
| 1st Floor Area | 3,782 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 80,150 sqft (1.84 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00010062 |
|---|---|
| Street Address | 3902 POCA RIVER RD S |
| City | POCA |
| State | WV |
| Zip | 25159-6800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PACEL B-1 (1.84 AC) |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20500 |
Source: Putnam County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3902 POCA RIVER RD S, POCA, WV 25159-6800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on Record |
| Deed Sale | Sep 5, 2025 · Amount on Record |
| Deed Book / Page | 641 / 487 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 3902 POCA RIVER RD S, POCA, WV 25159-6800 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 56 FLATS DR, HURRICANE, WV 25526-5503 |
| Document Number | 001395/109 |
|---|---|
| Date | Sep 5, 2025 |
| Book Page | 1395/109 |
| Name | GATEWAY FIRST BANK |
|---|---|
| Type | Bank |
| Address | JENKS, OK 74037 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2055 |
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,197.00 (+4.09%) | $95,760 (+5.21%) Land $13,440 Building $82,320 | $159,600 (+5.21%) Land $22,400 Building $137,200 |
| 2025 | $1,150.00 (+7.58%) | $91,020 (+3.41%) Land $12,300 Building $78,720 | $151,700 (+3.41%) Land $20,500 Building $131,200 |
| 2023 | $1,069.00 (+1.81%) | $88,020 (+1.03%) Land $19,080 Building $68,940 | $146,700 (+1.03%) Land $31,800 Building $114,900 |
| 2022 | $1,050.00 | $87,120 Land $18,900 Building $68,220 | $145,200 Land $31,500 Building $113,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1997–2021) |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 61% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
4G LTE only, no 5G reported
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