4229 Poca River Rd S, Poca, WV 25159 Property Records

Putnam County property record for 4229 Poca River Rd S, Poca, WV 25159

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,500 sqft · built 1995
Lot Size	3.35 acres (145,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$310,000 (Jul 2017)
Tax Bill	$1,794 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Jul 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-217-0065.0002`

Property Details

APN / Parcel Number

Primary APN	`08-217-0065.0002`
Alternative APNs	`40-08-217-0065.0002` `00010434`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
1st Floor Area	2,576 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Construction Type	Frame
Foundation Type	Raised
Lot Area	145,926 sqft (3.35 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	00010434
Street Address	4229 POCA RIVER RD S
City	POCA
State	WV
Zip	25159-6796
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3.35 AC POCA RIVER (TRACT A)
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	1
Census Block	1040
Census Tract	20500

Owner

Source: Putnam County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4229 POCA RIVER RD S, POCA, WV 25159-6796
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 5, 2017	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Jul 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2017 · Amount on Record
Deed Sale	Jul 5, 2017 · Amount on Record
Deed Document Number	20174212220003
Deed Book / Page	560 / 347
Last Transfer Date	Dec 24, 2022
Transfer Doc	0089000001
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	4229 POCA RIVER RD S, POCA, WV 25159-6796
Transaction Type	Mortgage
Record Updated	Oct 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1299/29
Date	Sep 10, 2021
Book Page	1299/29
Instrument	005117250025

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	4229 POCA RIVER RD S, POCA, WV 25159-6796
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1163/767
Date	Jul 5, 2017
Book Page	1163/767
Instrument	004212230019

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2047

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM WV
Recording Date	Jul 5, 2017
Property Address	4229 POCA RIVER RD S, POCA, WV 25159-6796
Document Number	560/347
Book / Page	560 / 347
Instrument Date	Jun 30, 2017
Instrument	004212220003
Transaction Type	Transfer
Record Updated	Nov 1, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4229 POCA RIVER RD S, POCA, WV 25159-6796

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,794.00 (+5.72%)	$143,520 (+6.88%) Land $16,320 Building $127,200	$239,200 (+6.88%) Land $27,200 Building $212,000
2025	$1,697.00 (+7.81%)	$134,280 (+3.61%) Land $14,940 Building $119,340	$223,800 (+3.61%) Land $24,900 Building $198,900
2023	$1,574.00 (+4.86%)	$129,600 (+4.05%) Land $23,220 Building $106,380	$216,000 (+4.05%) Land $38,700 Building $177,300
2022	$1,501.00	$124,560 Land $21,420 Building $103,140	$207,600 Land $35,700 Building $171,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	7 (1997–2021)
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 60% of West Virginia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

May also be available: AT&T, Optimum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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