Putnam County property record for 4242 Poca River Rd S, Poca, WV 25159
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,016 sqft · built 1959 |
| Lot Size | 1.81 acres (78,844 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $748 (2026) |
| Deeds & Mortgages | Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-217-0068.0000 |
| Primary APN | 08-217-0068.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 4,032 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 78,844 sqft (1.81 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 00010068 |
|---|---|
| Street Address | 4242 POCA RIVER RD S |
| City | POCA |
| State | WV |
| Zip | 25159-6797 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT B (1.81 AC) POCA RD |
| Legal Lot Number | B |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 20500 |
4242 Poca River Rd S is owned by two individuals who acquired it in October 2023.
Source: Putnam County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 70 COUNTRY RD, POCA, WV 25159-8954 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 19, 2023 |
| Transfer Doc | 0620000741 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 4242 POCA RIVER RD S, POCA, WV 25159-6797 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001348/808 |
|---|---|
| Date | Aug 1, 2023 |
| Book Page | 1348/808 |
| Instrument | 005509440014 |
| Name | POCA VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.99% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 4% |
| Max Rate At Change | 7.99% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
The 2026 property tax bill for 4242 Poca River Rd S was $748, up 6.1% from the year before.
Source: Putnam County assessment roll, as of December 5, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Unified School District | Putnam County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $748.00 (+6.1%) | $59,820 (+7.2%) Land $16,380 Building $43,440 | $99,700 (+7.2%) Land $27,300 Building $72,400 |
| 2025 | $705.00 | $55,800 Land $15,000 Building $40,800 | $93,000 Land $25,000 Building $68,000 |
| 2023 | $495.00 (+6.68%) Homeowner's exemption | $60,780 (+3.9%) Land $25,980 Building $34,800 | $101,300 (+3.9%) Land $43,300 Building $58,000 |
| 2022 | $464.00 Homeowner's exemption | $58,500 Land $24,540 Building $33,960 | $97,500 Land $40,900 Building $56,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4242 Poca River Rd S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 7 (1997–2021) |
| Most Recent Claim | Mar 2021 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4242 Poca River Rd S is moderate, ranking above 50% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people · EPA ID WV3302016 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 10 / 1 |
May also be available: AT&T, Optimum, Verizon.
4G LTE (outdoors only), no 5G reported
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