4231 190th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 4231 190th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,247 sqft · built 2019
Lot Size	2.85 acres (124,146 sqft)
Owner	Individual Name on Record
Last Sale	$193,000 (Apr 2019)
Tax Bill	$9,200 (2026)
Deeds & Mortgages	Dec 2019 Mortgage Oct 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`11-139002-0`

Property Details

APN / Parcel Number

Primary APN	`11-139002-0`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,247 sqft Living Area
Basement Area	2,231 sqft
Finished Basement	1,700 sqft
Unfinished Basement	2,231 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Ranch
Roof Material	Asphalt
Lot Area	124,146 sqft (2.85 acres)
Garage Area	1,235 sqft
Parking Spaces	5 Parking Spaces
Deck Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4231 190TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	SCHUMANN 2ND ADDN LOT 002 BLOCK 001
Legal Subdivision	SCHUMANN 2ND ADDN
Legal Block	1
Legal Lot Number	2
Jurisdiction	SCOTT MN
Township / Civil Division	SPRING LAKE
Census Block Group	5
Census Block	5010
Census Tract	81001

Owner

Source: Scott County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4231 190TH ST E, PRIOR LAKE, MN 55372-8703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW MARKET BANK
Oct 6, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN INVESTORS BANK & MORTGAGE
Oct 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEW MARKET BANK
Apr 9, 2019	Warranty Deed, Construction Loan · Construction Mortgage NEW MARKET BANK
Jul 20, 2018	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2019 · Amount on Record
Deed Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	20191064674
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4231 190TH ST E, PRIOR LAKE, MN 55372-8703
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001081721
Date	Dec 18, 2019
Instrument	1081721

Lender

Name	NEW MARKET BANK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4231 190TH ST E, PRIOR LAKE, MN 55372-8703
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001105636
Date	Oct 6, 2020
Instrument	1105636

Lender

Name	AMERICAN INVESTORS BANK & MORTGAGE
Type	Bank
Address	EDEN PRAIRIE, MN 55344

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4231 190TH ST E, PRIOR LAKE, MN 55372-8703
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001105635
Date	Oct 6, 2020
Instrument	1105635

Lender

Name	NEW MARKET BANK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	SCOTT MN
Recording Date	Apr 9, 2019
Property Address	4231 190TH ST E, PRIOR LAKE, MN 55372-8703
Document Number	0001064674
Instrument Date	Apr 9, 2019
Instrument	1064674
Transaction Type	Construction Loan
Record Updated	Apr 29, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$636.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5589 TRAILHEAD LN SE, PRIOR LAKE, MN 55372-2694

Mortgage

Document Number	0001064675
Date	Apr 9, 2019
Instrument	1064675

Lender

Name	NEW MARKET BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	May 1, 2020

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCOTT MN
Recording Date	Jul 20, 2018
Property Address	4231 190TH ST E, PRIOR LAKE, MN 55372-8703
Document Number	0001050564
Instrument Date	Jul 12, 2018
Instrument	1050564
Transaction Type	Transfer
Record Updated	Jul 27, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$636.90
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Spring Lake Township
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,200.00 (+9.5%) Homeowner's exemption	$1,054,000 (+7.41%) Land $278,000 Building $776,000	$1,054,000 (+7.41%) Land $278,000 Building $776,000
2025	$8,402.00 (+4.09%)
2024	$8,072.00 (-2.35%) Homeowner's exemption	$981,300 (+8.11%) Land $249,200 Building $732,100	$981,300 (+8.11%) Land $249,200 Building $732,100
2023	$8,266.00 Homeowner's exemption	$907,700 Land $225,700 Building $682,000	$907,700 Land $225,700 Building $682,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 57% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Nuvera Communications DSL · Fixed Wireless in parts of the area	30 / 3

May also be available: AT&T, GigFire, T-Mobile, Verizon.

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