3985 190th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 3985 190th St E, Prior Lake, MN 55372

Property Summary

Property Type	Commercial
Lot Size	0.73 acres (31,799 sqft)
Owner	Company Name on File
Tax Bill	$9,410 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-922002-0`

Property Details

APN / Parcel Number

Primary APN	`11-922002-0`

Exterior

Lot Area	31,799 sqft (0.73 acres)
Shed	1 Shed

Location & Zoning

Street Address	3985 190TH ST E
City	PRIOR LAKE
State	MN
Zip	55372
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	RR-1
Legal Description	SECTION 22 TOWNSHIP 114 RANGE 022 N 218' OF E 268.46' OF NE1/4 SPRING LAKE SUBSTATION
Legal Range	22W
Legal Township	114
Legal Section	22
Legal Subdivision	SPRING LAKE SUBSTATION
Jurisdiction	SCOTT MN
Township / Civil Division	SPRING LAKE
Census Block Group	2
Census Block	2018
Census Tract	81001

Owner

3985 190th St E, a commercial property, is owned by a company.

Source: Scott County records, as of September 22, 2026

Owner of Record	Company Name on File
Mailing Address	125 MINNESOTA VALLEY ELECTRIC DR, JORDAN, MN 55352-9369
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2023	Deed of Trust, Mortgage · Commercial Mortgage RURAL UTILITIES SERVICE
Jan 28, 2020	Loan Modification, Transfer · Line of Credit RURAL UTILITIES SVCS
Dec 12, 2018	Grant Deed, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	3985 190TH ST E, PRIOR LAKE, MN 55372
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1168769
Date	Jan 9, 2023
Instrument	A1168769

Lender

Name	RURAL UTILITIES SERVICE
Type	Government Agency
Address	ENGLEWOOD, CO 80111

Agreement

Type	Commercial Mortgage

January 2020: Loan Modification, Transfer

Document Type	Loan Modification
Jurisdiction	SCOTT MN
Recording Date	Jan 28, 2020
Property Address	3985 190TH ST E, PRIOR LAKE, MN 55372
Document Number	0001084810
Instrument Date	Oct 30, 2019
Instrument	1084810
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	125 MINNESOTA VALLEY ELECTRIC DR JORDAN MN 553529369, JORDAN, MN 55352-9369

Mortgage

Document Number	0001084810
Date	Jan 28, 2020
Instrument	1084810

Lender

Name	RURAL UTILITIES SVCS
Address	WASHINGTON, DC 20250

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

December 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	SCOTT MN
Recording Date	Dec 12, 2018
Property Address	3985 190TH ST E, PRIOR LAKE, MN 55372
Instrument Date	Nov 1, 2018
Instrument	1058890
Transaction Type	Mortgage
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	125 MINNESOTA VALLEY DR JORDAN MN 55352, JORDAN, MN 55352

Mortgage

Document Number	0001058890
Date	Dec 12, 2018
Instrument	1058890

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	WASHINGTON, DC 20250-1500

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	156 Months
Due	Dec 11, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 3985 190th St E was $9,410, down 3% from the year before.

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Spring Lake Township
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,410.00 (-3.03%)	$159,300 Land $95,400 Building $63,900	$159,300 Land $95,400 Building $63,900
2025	$9,704.00 (-2.18%)
2024	$9,920.00 (+14.74%)	$156,400 (+58.62%) Land $84,200 Building $72,200	$156,400 (+58.62%) Land $84,200 Building $72,200
2023	$8,646.00	$98,600 Land $84,200 Building $14,400	$98,600 Land $84,200 Building $14,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3985 190th St E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3985 190th St E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Nuvera Communications DSL · Fixed Wireless in parts of the area	30 / 3

May also be available: AT&T, GigFire, T-Mobile, Verizon.

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