Scott County property record for 4340 190th St E, Prior Lake, MN 55372
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 3,190 sqft · built 2016 |
| Lot Size | 10 acres (435,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $780,000 (Nov 2022) |
| Tax Bill | $8,298 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-914014-0 |
| Primary APN | 11-914014-0 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,190 sqft Living Area |
| Basement Area | 1,638 sqft |
| Unfinished Basement | 1,638 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Roof Type | Flat |
| Roof Material | Asphalt |
| Lot Area | 435,600 sqft (10 acres) |
| Garage Area | 1,064 sqft |
| Deck Area | Deck Area |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4340 190TH ST E |
|---|---|
| City | PRIOR LAKE |
| State | MN |
| Zip | 55372-8703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR-1 |
| Legal Description | SECTION 14 TOWNSHIP 114 RANGE 022 W 330' OF E 990' OF S1/2 SW1/4 EX .13A HWY |
| Legal Range | 22W |
| Legal Township | 114 |
| Legal Section | 14 |
| Legal Subdivision | VERGUS ESTATES |
| Jurisdiction | SCOTT MN |
| Township / Civil Division | SPRING LAKE |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 81001 |
4340 190th St E is owned and occupied by an individual who bought it in November 2022.
Source: Scott County records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4340 190TH ST E, PRIOR LAKE, MN 55372-8703 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 30, 2022 · Amount on File |
| Deed Sale | Nov 30, 2022 · Amount on File |
| Prior Sale | Oct 29, 2021 · Amount on File |
| Deed Document Number | 20221167541 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT MN |
| Property Address | 4340 190TH ST E, PRIOR LAKE, MN 55372-8703 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4340 190TH ST E, PRIOR LAKE, MN 55372-8703 |
| Document Number | 0001143566 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 1143566 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.98% |
| Type Change Date | Dec 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.98% |
| Max Rate At Change | 4.98% |
| Index | Prime Rate |
| Max Rate | 8.98% |
The 2026 property tax bill for 4340 190th St E was $8,298 with a homeowner's exemption, up 9.7% from the year before.
Source: Scott County assessment roll, as of May 12, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Scott County |
| County Subdivision | Spring Lake Township |
| Unified School District | Prior Lake-Savage Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,298.00 (+9.7%) Homeowner's exemption | $983,600 Land $372,100 Building $611,500 | $983,600 Land $372,100 Building $611,500 |
| 2025 | $7,564.00 (+1.83%) | ||
| 2024 | $7,428.00 (-0.27%) Homeowner's exemption | $908,900 (+6.01%) Land $332,400 Building $576,500 | $908,900 (+6.01%) Land $332,400 Building $576,500 |
| 2023 | $7,448.00 Homeowner's exemption | $857,400 Land $319,700 Building $537,700 | $857,400 Land $319,700 Building $537,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4340 190th St E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 6, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4340 190th St E is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| Nuvera Communications DSL · Fiber, Fixed Wireless in parts of the area | 10 / 1 |
May also be available: GigFire, T-Mobile.
5G (outdoors only) and 4G LTE
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