4297 190th St E, Prior Lake, MN 55372 Property Records

Scott County property record for 4297 190th St E, Prior Lake, MN 55372

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,713 sqft · built 2017
Lot Size	2.51 acres (109,336 sqft)
Owner	Individual Name on File
Last Sale	$172,000 (Aug 2017)
Tax Bill	$10,316 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-139001-0`

Property Details

APN / Parcel Number

Primary APN	`11-139001-0`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,713 sqft Living Area
Basement Area	1,647 sqft
Finished Basement	1,200 sqft
Unfinished Basement	141 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Composition/Composite
Roof Type	Shed Roof
Roof Material	Asphalt
Lot Area	109,336 sqft (2.51 acres)
Garage Area	1,216 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4297 190TH ST E
City	PRIOR LAKE
State	MN
Zip	55372-8703
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-2
Legal Description	SCHUMANN 2ND ADDN LOT 001 BLOCK 001
Legal Subdivision	SCHUMANN 2ND ADDN
Legal Block	1
Legal Lot Number	1
Jurisdiction	SCOTT MN
Township / Civil Division	SPRING LAKE
Census Block Group	5
Census Block	5010
Census Tract	81001

Owner

Source: Scott County assessment roll, as of May 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4297 190TH ST E, PRIOR LAKE, MN 55372-8703
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Mar 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage CENTER FOR ENERGY & ENVIRONMENT
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage TRADITION MORTGAGE
Nov 1, 2017	Loan Modification, Mortgage TRADITION CAP BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 22, 2017 · Amount on Record
Deed Sale	Aug 22, 2017 · Amount on Record
Deed Document Number	20171031713
Last Transfer Date	May 19, 2024
Transfer Doc	0001190018
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4297 190TH ST E, PRIOR LAKE, MN 55372-8703
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1148585
Date	Jan 5, 2022
Instrument	A1148585

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Dec 18, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4297 190TH ST E, PRIOR LAKE, MN 55372-8703
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A1187122
Date	Mar 15, 2024
Instrument	A1187122

Lender

Name	CENTER FOR ENERGY & ENVIRONMENT
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 28, 2039

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT MN
Property Address	4297 190TH ST E, PRIOR LAKE, MN 55372-8703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001047432
Date	May 30, 2018
Instrument	1047432

Lender

Name	TRADITION MORTGAGE
Type	Mortgage Company
Address	LAKEVILLE, MN 55044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SCOTT MN
Property Address	4297 190TH ST E, PRIOR LAKE, MN 55372-8703
Document Number	0001036338
Instrument Date	Nov 1, 2017
Transaction Type	Mortgage
Record Updated	Dec 4, 2017
Title Company	CUSTOM HOME BUILDERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	XXXX 190TH ST PRIOR LAKE MN 55372, PRIOR LAKE, MN 55372

Mortgage

Document Number	0001036338
Date	Nov 2, 2017
Instrument	1036338

Lender

Name	TRADITION CAP BK
Type	Bank
Address	EDINA, MN 55435

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Scott County
County Subdivision	Spring Lake Township
Unified School District	Prior Lake-Savage Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,316.00 (+6.02%) Homeowner's exemption	$1,170,600 (+4.22%) Land $257,100 Building $913,500	$1,170,600 (+4.22%) Land $257,100 Building $913,500
2025	$9,730.00 (+3.51%)
2024	$9,400.00 (-3.11%) Homeowner's exemption	$1,123,200 (+7.65%) Land $230,900 Building $892,300	$1,123,200 (+7.65%) Land $230,900 Building $892,300
2023	$9,702.00 Homeowner's exemption	$1,043,400 Land $218,000 Building $825,400	$1,043,400 Land $218,000 Building $825,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Netwave Broadband Fixed Wireless · not low latency	125 / 40
Nuvera Communications DSL · Fixed Wireless in parts of the area	30 / 3

May also be available: AT&T, GigFire, T-Mobile, Verizon.

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