423 Whitcomb Dr, Geneva, FL 32732 Property Records

Seminole County property record for 423 Whitcomb Dr, Geneva, FL 32732

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,417 sqft · built 2002
Lot Size	1.2 acres (52,500 sqft)
Owner	Company Name on Record
Last Sale	$498,000 (Jun 2026)
Tax Bill	$4,814 (2025)
Deeds & Mortgages	Jun 2026 Sale Oct 2022 Transfer
Flood Zone	Zone AE (high risk)
APN	`23-20-32-501-0000-0020`

Property Details

APN / Parcel Number

Primary APN	`23-20-32-501-0000-0020`
Alternative APN	`20322350100000020`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,417 sqft Living Area
1st Floor Area	1,224 sqft
Upper Floors Area	1,785 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	52,500 sqft (1.2 acres)
Lot Dimensions	350 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	1,118 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	1 sqft
Porch	Florida Room
Porch Area	1,400 sqft
Patio Area	1 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Solar

Location & Zoning

Street Address	423 WHITCOMB DR
City	GENEVA
State	FL
Zip	32732-9255
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 2 LAKE HARNEY MANOR PB 8 PG 26
Legal Range	32E
Legal Township	20S
Legal Section	23
Legal Subdivision	LAKE HARNEY MANOR
Legal Tract	501
Legal Lot Number	2
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	2
Census Block	2018
Census Tract	21201

Owner

Source: Seminole County records, as of June 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1101 E 1ST ST, SANFORD, FL 32771-1468
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 3, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Jun 14, 2011 · Amount on Record
Deed Document Number	202654542
Deed Book / Page	11049 / 346
Prior Transfer Date	May 17, 2022
Prior Transfer Doc	0103240585
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jun 2, 2026
Property Address	423 WHITCOMB DR, GENEVA, FL 32732-9255
Document Number	0000054542
Book / Page	11049 / 346
Instrument Date	Jun 1, 2026
Instrument	202654542
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$352,086.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 E 1ST ST, SANFORD, FL 32771-1468
Investor	Possibly a Property Investor

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SEMINOLE FL
Recording Date	Oct 3, 2022
Property Address	423 WHITCOMB DR, GENEVA, FL 32732-9255
Document Number	0103240585
Book / Page	10324 / 585
Instrument Date	Sep 17, 2022
Instrument	2022110379
Transaction Type	Transfer
Record Updated	Oct 13, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3609 DEER OAK CIR, 3609, OVIEDO, FL 32766-8112

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 WHITCOMB DR, GENEVA, FL 32732-9255

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,814.00 (+84.59%) Homeowner's exemption	$370,514 (+73.95%)	$374,700 (+75.92%) Land $234,300 Building $140,400
2023	$2,608.00 (-51.62%) Homeowner's exemption	$213,000 (-49.23%)	$213,000 (-60.97%) Land $213,000
2022	$5,391.00 Homeowner's exemption	$419,530	$545,755 Land $213,000 Building $332,755

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 201 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	201 in force
Nearby Flood Claims	112 (1982–2024)
Claims Outside the SFHA	10 of 112
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Oct 2022 · 31 claims Hurricane Ian, Oct 2022 · 44 claims Hurricane Irma, Sep 2017 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE HARNEY WATER ASSOCIATION private · serves 700 people · EPA ID FL3590698
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2024 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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