Seminole County property record for 409 Whitcomb Dr, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,982 sqft · built 1995 |
| Lot Size | 0.771 acres (33,600 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,197,800 (Dec 2025) |
| Tax Bill | $4,930 (2025) |
| Deeds & Mortgages | Dec 2025 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 23-20-32-501-0000-0050 |
| Primary APN | 23-20-32-501-0000-0050 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,982 sqft Living Area |
| 1st Floor Area | 1,976 sqft |
| 2nd Floor Area | 1,016 sqft |
| Upper Floors Area | 1,016 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Foundation Type | Footing |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 33,600 sqft (0.771 acres) |
| Lot Dimensions | 350 ft deep x 96 ft wide |
| Garage Area | 320 sqft |
| Parking Spaces | 9 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 1,154 sqft |
| Patio Area | 1 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 409 WHITCOMB DR |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 LAKE HARNEY MANOR PB 8 PG 26 |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 23 |
| Legal Subdivision | LAKE HARNEY MANOR |
| Legal Tract | 501 |
| Legal Lot Number | 5 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1101 E 1ST ST, SANFORD, FL 32771-1468 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2025 · Amount on Record |
| Deed Sale | Dec 16, 2025 · Amount on Record |
| Prior Sale | Oct 28, 1994 · Amount on Record |
| Deed Document Number | 2025125257 |
| Deed Book / Page | 10953 / 572 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Dec 16, 2025 |
| Property Address | 409 WHITCOMB DR, GENEVA, FL 32732-9255 |
| Document Number | 0109530572 |
| Book / Page | 10953 / 572 |
| Map Reference | MB 8 PG 26 |
| Instrument Date | Dec 15, 2025 |
| Instrument | 2025125257 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2025 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $8,384.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1306 VALLEY VIEW AVE, ROCKLEDGE, FL 32955-6828 |
| Name | Verified Name |
|---|---|
| Address | 1101 E 1ST ST, SANFORD, FL 32771-1468 |
| Investor | Possibly a Property Investor |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,930.00 (+210.45%) | $360,283 (+164.29%) | $360,283 (+164.29%) Land $149,952 Building $210,331 |
| 2023 | $1,588.00 (-65.39%) Homeowner's exemption | $136,320 (-62.1%) | $136,320 (-82.07%) Land $136,320 |
| 2022 | $4,588.00 Homeowner's exemption | $359,681 | $760,212 Land $136,320 Building $623,892 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HARNEY WATER ASSOCIATION private · serves 700 people · EPA ID FL3590698 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2024 Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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