Seminole County property record for 403 Whitcomb Dr, Geneva, FL 32732
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,792 sqft · built 1960 |
| Lot Size | 0.795 acres (34,650 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,910 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 23-20-32-501-0000-0060 |
| Primary APN | 23-20-32-501-0000-0060 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Siding |
| Construction Type | Wood Frame |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Lot Area | 34,650 sqft (0.795 acres) |
| Lot Dimensions | 350 ft deep x 99 ft wide |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 432 sqft |
| Patio Area | 1 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|
| Street Address | 403 WHITCOMB DR |
|---|---|
| City | GENEVA |
| State | FL |
| Zip | 32732-9255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 LAKE HARNEY MANOR PB 8 PG 26 |
| Legal Range | 32E |
| Legal Township | 20S |
| Legal Section | 23 |
| Legal Subdivision | LAKE HARNEY MANOR |
| Legal Tract | 501 |
| Legal Lot Number | 6 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | OVIEDO |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 21201 |
Source: Seminole County records, as of December 5, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 403 WHITCOMB DR, GENEVA, FL 32732-9255 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 8, 2016 |
| Deed Sale | Jun 8, 2016 |
| Prior Sale | Jan 22, 2014 |
| Deed Document Number | 2016059110 |
| Deed Book / Page | 08703 / 0404 |
| Record Updated | Jun 8, 2026 |
Source: Seminole County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,910.00 (+186.7%) Homeowner's exemption | $119,217 (+5.99%) | $265,382 (+7.12%) Land $154,638 Building $110,744 |
| 2023 | $1,015.00 (+4.21%) Homeowner's exemption | $112,483 (+3%) | $247,738 (+0.43%) Land $140,580 Building $107,158 |
| 2022 | $974.00 Homeowner's exemption | $109,207 | $246,686 Land $140,580 Building $106,106 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 201 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 201 in force |
| Nearby Flood Claims | 112 (1982–2024) |
| Claims Outside the SFHA | 10 of 112 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 75% of the US · above 62% of Florida |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE HARNEY WATER ASSOCIATION private · serves 700 people · EPA ID FL3590698 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jul 2024 Total trihalomethanes resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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