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413 Whitcomb Dr, Geneva, FL 32732 Property Records

Seminole County property record for 413 Whitcomb Dr, Geneva, FL 32732 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 4,304 sqft · built 1956
Lot Size0.804 acres (35,000 sqft)
OwnerIndividual Name on File
Last Sale$214,500 (Apr 2014)
Tax Bill$2,967 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone AE (high risk)
APN23-20-32-501-0000-0040

Property Details

APN / Parcel Number

Primary APN23-20-32-501-0000-0040
Alternative APN
  • 20322350100000040

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Stories1 Story
Building Area4,304 sqft Living Area
Gross Area5,204 sqft
1st Floor Area4,169 sqft
Basement Area880 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area35,000 sqft (0.804 acres)
Lot Dimensions350 ft deep x 100 ft wide
Garage TypeAttached
Garage Area900 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchFlorida Room
Porch Area135 sqft
Patio Area1 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address413 WHITCOMB DR
CityGENEVA
StateFL
Zip32732-9255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 LAKE HARNEY MANOR PB 8 PG 26
Legal Range32E
Legal Township20S
Legal Section23
Legal SubdivisionLAKE HARNEY MANOR
Legal Tract501
Legal Lot Number4
JurisdictionSEMINOLE FL
Township / Civil DivisionOVIEDO
Census Block Group2
Census Block2018
Census Tract21201

Owner

Source: Seminole County records · APN 23-20-32-501-0000-0040

Assessment roll updated December 29, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address413 WHITCOMB DR, GENEVA, FL 32732-9255
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 29, 2014 · Amount on Record
Deed SaleApr 29, 2014 · Amount on Record
Prior SaleApr 04, 2014 · Amount on Record
Deed Document Number201446424
Deed Book / Page8251 / 1841
Transfer Doc0042400258
Record UpdatedJun 08, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSEMINOLE FL
Property Address413 WHITCOMB DR, GENEVA, FL 32732-9255
Document Number0092000843
Instrument DateMar 22, 2018
Transaction TypeMortgage
Record UpdatedOct 04, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address413 WHITCOMB DR GENEVA FL 327329255, GENEVA, FL 32732-9255

Mortgage

Document Number0092000843
DateAug 27, 2018
Book Page009200/000843
Instrument98848
Lender
NameUS SMALL BUSN ADMN
AddressBIRMINGHAM, AL 35211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 26, 2048

Tax Assessment & Valuation

Source: Seminole County records · Assessment roll updated December 29, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySeminole County
Unified School DistrictSeminole County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,967.00 (+79.71%) Homeowner's exemption$236,377 (+66.46%)$239,898 (+68.94%) Land $156,200 Building $83,698
2023$1,651.00 (-47.95%) Homeowner's exemption$142,000 (-44.31%)$142,000 (-53.4%) Land $142,000
2022$3,172.00 Homeowner's exemption$254,986$304,747 Land $142,000 Building $162,747

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Seminole County (12117C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121170212012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 201 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies201 in force
Nearby Flood Claims112 (1982–2024)
Claims Outside the SFHA10 of 112
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton
Claims By Storm
  • Hurricane Ian, Oct 2022 · 31 claims
  • Hurricane Ian, Oct 2022 · 44 claims
  • Hurricane Irma, Sep 2017 · 11 claims

Wildfire

Wildfire RiskHigh
above 76% of the US · above 62% of Florida
Wildfire LikelihoodAbout 1 in 231 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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