Lauderdale County property record for 423 Summers Dr, Florence, AL 35634
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 2006 |
| Lot Size | 0.919 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $663 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-08-28-0-001-002-080 |
| Primary APN | 04-08-28-0-001-002-080 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| 2nd Floor Area | 504 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.919 acres) |
| Lot Dimensions | 205 ft deep x 70 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 77138 |
|---|---|
| Street Address | 423 SUMMERS DR |
| City | FLORENCE |
| State | AL |
| Zip | 35634-4984 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 70S X 205S(266.55) FISHER HOLLOW PHASE III LOT 37 .92 AC |
| Legal Range | 10W |
| Legal Township | 01S |
| Legal Section | 28 |
| Legal Subdivision | FISHER HOLLOWS PHASE III |
| Legal Phase | 2 |
| Legal Lot Number | 37 92 |
| Jurisdiction | LAUDERDALE AL |
| Township / Civil Division | KILLEN |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11602 |
423 Summers Dr is owned and occupied by an individual who acquired it in August 2011.
Source: Lauderdale County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 423 SUMMERS DR, FLORENCE, AL 35634-4984 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2011 |
| Deed Sale | Aug 15, 2011 |
| Prior Sale | Mar 21, 2011 |
| Deed Document Number | 0201128755 |
| Deed Book / Page | 2011 / 28755 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE AL |
| Property Address | 423 SUMMERS DR, FLORENCE, AL 35634-4984 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2019/38022 |
|---|---|
| Date | Sep 6, 2019 |
| Book Page | 2019/38022 |
| Name | BANK INDEPENDENT |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 423 Summers Dr was $663 with a homeowner's exemption, up 6.9% from the year before.
Source: Lauderdale County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Lauderdale County |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $663.00 (+6.94%) Homeowner's exemption | $19,180 (+6.91%) | $209,140 (+16.58%) Land $21,800 Building $187,340 |
| 2024 | $620.00 (-3.13%) Homeowner's exemption | $17,940 (+980.72%) Land $1,820 Building $16,120 | $179,400 (-3.03%) Land $18,200 Building $161,200 |
| 2023 | $640.00 (+18.3%) Homeowner's exemption | $1,660 (-89.41%) Land $1,660 | $185,000 (+17.98%) Land $16,500 Building $168,500 |
| 2022 | $541.00 Homeowner's exemption | $15,680 | $156,800 Land $19,400 Building $137,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 423 Summers Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 423 Summers Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 66% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G and 4G LTE (outdoors only)
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