365 Summers Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 365 Summers Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2006
Lot Size	1.28 acres (55,757 sqft)
Owner	Individual Name on File
Last Sale	$115,000 (Dec 2017)
Tax Bill	$1,424 (2025)
Deeds & Mortgages	Oct 2019 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-08-28-0-001-002-075`

Property Details

APN / Parcel Number

Primary APN	`04-08-28-0-001-002-075`
Alternative APNs	`093417` `75922` `93417`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	55,757 sqft (1.28 acres)
Lot Dimensions	302 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	93417
Street Address	365 SUMMERS DR
City	FLORENCE
State	AL
Zip	35634-4986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	200.44 X 302.58 IRR FISHER HOLLOWS PHASE III LOTS 32-33 1.28 AC/D 1.21 AC/C SEC 28 T1S R10W PB 7 PG 85
Legal Range	10W
Legal Township	01S
Legal Section	28
Legal Subdivision	FISHER HOLLOWS PHASE III
Legal Phase	2
Legal Lot Number	32-33 33
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	4
Census Block	4007
Census Tract	11602

Owner

365 Summers Dr is owned and occupied by an individual who bought it in December 2017.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	365 SUMMERS DR, FLORENCE, AL 35634-4986
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE CORP
Dec 1, 2017	Warranty Deed, Transfer · VA Mortgage IFREEDOM DIRECT CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2017 · Amount on File
Deed Sale	Dec 1, 2017 · Amount on File
Deed Document Number	0201752966
Deed Book / Page	2017 / 52966
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	365 SUMMERS DR, FLORENCE, AL 35634-4986
Transaction Type	Mortgage
Record Updated	Jun 8, 2022
Title Company	ELEVATED TITLE LLC, ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/44289
Date	Oct 15, 2019
Book Page	2019/44289

Lender

Name	WINTRUST MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Dec 1, 2017
Property Address	365 SUMMERS DR, FLORENCE, AL 35634-4986
Document Number	2017/52966
Book / Page	2017 / 52966
Instrument Date	Nov 29, 2017
Transaction Type	Transfer
Record Updated	Jun 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2018 STODDARD DR, 2018, FLORENCE, AL 35630-1013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	365 SUMMERS DR, FLORENCE, AL 35634-4986

Mortgage

Document Number	2017/52969
Date	Dec 1, 2017
Book Page	2017/52969

Lender

Name	IFREEDOM DIRECT CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 365 Summers Dr was $1,424, up 7% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,424.00 (+6.99%)	$40,700 (+6.99%)	$222,140 (+16.79%) Land $34,800 Building $187,340
2024	$1,331.00 (-5.87%)	$38,040 (+620.45%) Land $5,800 Building $32,240	$190,200 (-2.41%) Land $29,000 Building $161,200
2023	$1,414.00 (+15.15%)	$5,280 (-84.32%) Land $5,280	$194,900 (+15.74%) Land $26,400 Building $168,500
2022	$1,228.00	$33,680	$168,400 Land $31,000 Building $137,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 365 Summers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 365 Summers Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summers Dr

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