388 Summers Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 388 Summers Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,512 sqft · built 2006
Lot Size	0.48 acres (20,909 sqft)
Owner	Individual Name on File
Last Sale	$114,000 (Jul 2019)
Tax Bill	$603 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-08-28-0-001-002-073`

Property Details

APN / Parcel Number

Primary APN	`04-08-28-0-001-002-073`
Alternative APNs	`095153` `75925` `95153`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	1,008 sqft
2nd Floor Area	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	190 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	95153
Street Address	388 SUMMERS DR
City	FLORENCE
State	AL
Zip	35634-4983
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	100 X 190S(217.11) FISHER HOLLOWS PHASE III LOT 40 .48 AC SEC 28 T1S R10W PB 7 PG 59
Legal Range	10W
Legal Township	01S
Legal Section	28
Legal Subdivision	FISHER HOLLOWS PHASE III
Legal Phase	2
Legal Lot Number	40 48
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	4
Census Block	4007
Census Tract	11602

Owner

388 Summers Dr is owned and occupied by an individual who bought it in July 2019.

Source: Lauderdale County records, as of November 21, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	388 SUMMERS DR, FLORENCE, AL 35634-4983
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 15, 2019	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC
May 2, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2019 · Amount on File
Deed Sale	Jul 15, 2019 · Amount on File
Prior Sale	May 2, 2017 · Amount on File
Deed Document Number	0201928951
Deed Book / Page	2019 / 28951
Record Updated	Jun 8, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	388 SUMMERS DR, FLORENCE, AL 35634-4983
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2022/33782
Date	Jun 14, 2022
Book Page	2022/33782

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 15, 2019
Property Address	388 SUMMERS DR, FLORENCE, AL 35634-4983
Document Number	2019/28951
Book / Page	2019 / 28951
Instrument Date	Jul 10, 2019
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	52580 D W SEATON DR, CHESTERFIELD, MI 48047-4509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SUMMERS DR, FLORENCE, AL 35634-4983
Investor	Possibly a Property Investor

Mortgage

Document Number	2019/28953
Date	Jul 15, 2019
Book Page	2019/28953

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	May 2, 2017
Property Address	388 SUMMERS DR, FLORENCE, AL 35634-4983
Document Number	2017/18739
Book / Page	2017 / 18739
Instrument Date	May 1, 2017
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 BRYANT RD, 940, SUMMERVILLE, GA 30747-6294

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	388 SUMMERS DR, FLORENCE, AL 35634-4983

Tax Assessment & Valuation

The 2025 property tax bill for 388 Summers Dr was $603 with a homeowner's exemption, up 7.7% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$603.00 (+7.68%) Homeowner's exemption	$18,880 (+6.91%)	$205,720 (+16.52%) Land $17,400 Building $188,320
2024	$560.00 (-11.25%) Homeowner's exemption	$17,660 (+1,237.88%) Land $1,460 Building $16,200	$176,560 (-3.3%) Land $14,500 Building $162,060
2023	$631.00 (+19.06%) Homeowner's exemption	$1,320 (-91.42%) Land $1,320	$182,580 (+18.79%) Land $13,200 Building $169,380
2022	$530.00 Homeowner's exemption	$15,380	$153,700 Land $15,500 Building $138,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 388 Summers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 388 Summers Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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