389 Summers Dr, Florence, AL 35634 Property Records

Lauderdale County property record for 389 Summers Dr, Florence, AL 35634

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,523 sqft · built 2006
Lot Size	1.44 acres (62,726 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jul 2021)
Tax Bill	$757 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-08-28-0-001-002-120`

Property Details

APN / Parcel Number

Primary APN	`04-08-28-0-001-002-120`
Alternative APNs	`099357` `80069` `99357`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,523 sqft Living Area
1st Floor Area	1,015 sqft
2nd Floor Area	508 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Vinyl
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	62,726 sqft (1.44 acres)
Lot Dimensions	270 ft deep x 200 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	99357
Street Address	389 SUMMERS DR
City	FLORENCE
State	AL
Zip	35634-4986
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	200.18 X 270S (302.58) IRR FISHER HOLLOWS PHASE III LOTS 34 & 35 LESS RD ROW 1.58 AC/D 1.44 AC/C PB 7 PG 85 SEC 28 T1S R10W
Legal Range	10W
Legal Township	01S
Legal Section	28
Legal Subdivision	FISHER HOLLOWS PHASE III
Legal Phase	2
Legal Lot Number	34-35 35
Jurisdiction	LAUDERDALE AL
Township / Civil Division	KILLEN
Census Block Group	4
Census Block	4007
Census Tract	11602

Owner

389 Summers Dr is owned and occupied by an individual who acquired it in April 2025.

Source: Lauderdale County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	389 SUMMERS DR, FLORENCE, AL 35634-4986
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2021 · Amount on File
Deed Sale	Jul 19, 2021 · Amount on File
Prior Sale	Jul 19, 2021 · Amount on File
Deed Document Number	2021/44804
Deed Book / Page	2021 / 44804
Last Transfer Date	Apr 25, 2025
Transfer Doc	2025/17808
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Jul 19, 2021
Property Address	389 SUMMERS DR, FLORENCE, AL 35634-4986
Document Number	2021/44804
Book / Page	2021 / 44804
Map Reference	MB 7 PG 85
Instrument Date	Jul 16, 2021
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1410 COUNTY ROAD 346, FLORENCE, AL 35634-3937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	389 SUMMERS DR, FLORENCE, AL 35634-4986

Mortgage

Document Number	202144806202144806
Date	Jul 19, 2021
Instrument	2021/44806202144806

Lender

Name	PROGRESS BANK & TRUST

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 389 Summers Dr was $757 with a homeowner's exemption, up 7.1% from the year before.

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$757.00 (+7.07%) Homeowner's exemption	$21,860 (+6.95%)	$238,700 (+16.75%) Land $34,800 Building $203,900
2024	$707.00 (-2.62%) Homeowner's exemption	$20,440 (+674.24%) Land $2,900 Building $17,540	$204,460 (-2.55%) Land $29,000 Building $175,460
2023	$726.00 (+16.35%) Homeowner's exemption	$2,640 (-85.38%) Land $2,640	$209,800 (+16.17%) Land $26,400 Building $183,400
2022	$624.00 Homeowner's exemption	$18,060	$180,600 Land $31,000 Building $149,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 389 Summers Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 389 Summers Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summers Dr

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