423 Sterner St, Confluence, PA 15424 Property Records

Somerset County property record for 423 Sterner St, Confluence, PA 15424 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1900
Square Footage	1,866 sqft Living Area
Lot Size	7,971 sqft (0.183 acres)
Last Sale	$220,000 (2024)
Tax Bill	$1,012.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`S13-015-004-000`
Alternative APNs	`S13-015-004-00` `130002240`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,866 sqft Living Area
1st Floor	832 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Material	Asbestos Roof
Lot Area	7,971 sqft (0.183 acres)
Depth X Width	97 ft x 80 ft Depth x Width

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	130002240
Street Address	423 STERNER ST
City	CONFLUENCE
State	PA
Zip	15424-1130
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 6 PT 11 BNG 0.183 A 2 STY FR HO GAR
Legal Subdivision	PLAN OF CONFLUENCE
Legal Lot Number	6
Jurisdiction	SOMERSET PA
Minor Civil Division	CONFLUENCE
Census Blockgroup	1
Census Block	1059
Census Tract	21902

Owner

Source: Somerset County records · APN S13-015-004-000

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	291 KING RD, MILL RUN, PA 15464-1529
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2024 · Amount on Record
Deed Sale	Jun 04, 2024 · Amount on Record
Deed Doc Number	20243462
Deed Book / Page	3073 / 699
Record Refreshed	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET PA
Recording Date	Apr 22, 2026
Property Address	423 STERNER ST, CONFLUENCE, PA 15424-1130
Document Number	0000002809
Book / Page	3185 / 256
Instrument Date	Apr 13, 2026
Instrument	20262809
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	BOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 STERNER ST, CONFLUENCE, PA 15424-1130

Mortgage

Document Number	0000002809,
Date	Apr 22, 2026
Book Page	3185/256
Instrument	20262809

Lender

Name	USAA FSB

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Somerset County records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Confluence Borough
Unified School District	Turkeyfoot Valley Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,012.00 (+4.22%)	$19,150 (+1.32%)
2024	$971.00 (+3.52%)	$18,900 (-)
2023	$938.00	$18,900
1998			$38,300 Land $7,520 Building $30,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (42111C), updated October 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 6% of the US · above 7% of Pennsylvania
Wildfire Likelihood	About 1 in 9,091 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.