415 Sterner St, Confluence, PA 15424 Property Records

Somerset County property record for 415 Sterner St, Confluence, PA 15424

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,440 sqft · built 1920
Lot Size0.122 acres (5,293 sqft)
OwnerIndividual on Record
Last Sale$136,000 (Oct 2021)
Tax Bill$978 (2026)
Deeds & MortgagesOct 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNS13-013-056-000

Property Details

APN / Parcel Number

Primary APNS13-013-056-000
Alternative APNs
  • S13-013-056-00
  • 130001900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,440 sqft Living Area
1st Floor Area660 sqft

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2005
Exterior MaterialAluminum/Vinyl
Roof MaterialAsbestos
Lot Area5,293 sqft (0.122 acres)
Lot Dimensions126 ft deep x 42 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number130001900
Street Address415 STERNER ST
CityCONFLUENCE
StatePA
Zip15424-1130
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 4 BNG 0.1215 A 2 STY VINYL HO
Legal Lot Number4
JurisdictionSOMERSET PA
Township / Civil DivisionCONFLUENCE
Census Block Group1
Census Block1059
Census Tract21902

Owner

Source: Somerset County assessment roll, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address250 ASHLAND PL, 19F, BROOKLYN, NY 11217-4316
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2021 · Amount on Record
Deed SaleOct 29, 2021 · Amount on Record
Deed Document Number20219220
Deed Book / Page2919 / 1029
Record UpdatedJun 8, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET PA
Recording DateOct 29, 2021
Property Address415 STERNER ST, CONFLUENCE, PA 15424-1130
Document Number2919/1029
Book / Page2919 / 1029
Instrument DateOct 22, 2021
Instrument2021009220
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyEXPRESS ABSTRACT SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,360.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address250 ASHLAND PL APT 19F, 19F, BROOKLYN, NY 11217-4316
InvestorPossibly a Property Investor

Mortgage

Document Number2021009221
DateOct 29, 2021
Instrument2021009221
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountySomerset County
MunicipalityConfluence Borough
Unified School DistrictTurkeyfoot Valley Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$978.00 (+2.84%)$18,510 (-)
2024$951.00 (+3.59%)$18,510 (-)
2023$918.00$18,510
1998$37,000 Land $6,830 Building $30,170

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1996–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimApr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCONFLUENCE BORO MUNI AUTH
serves 645 people · EPA ID PA4560033
Water SourceGroundwater
Last State InspectionOct 2025

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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