Somerset County property record for 400 Sterner St, Confluence, PA 15424 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1918 |
| Square Footage | 2,216 sqft Living Area |
| Lot Size | 15,876 sqft (0.364 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $91,800 (2008) |
| Tax Bill | $1,059.00 (2026) |
| Primary APN | S13-013-054-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 2,216 sqft Living Area |
| 1st Floor | 988 sqft 1st Floor |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asbestos Roof |
| Lot Area | 15,876 sqft (0.364 acres) |
| Depth X Width | 126 ft x 126 ft Depth x Width |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 130008020 |
|---|---|
| Street Address | 400 STERNER ST |
| City | CONFLUENCE |
| State | PA |
| Zip | 15424-1131 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOTS 16 TO 18 2 STY FR HO GAR |
| Legal Subdivision | GENERAL PLAN |
| Legal Lot Number | 16-18 |
| Jurisdiction | SOMERSET PA |
| Minor Civil Division | CONFLUENCE |
| Census Blockgroup | 1 |
| Census Block | 1070 |
| Census Tract | 21902 |
Source: Somerset County records · APN S13-013-054-000
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 400 STERNER ST, CONFLUENCE, PA 15424-1131 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET TRUST CO |
| Sep 16, 2010 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET TRUST CO |
| Sep 16, 2010 | Deed of Trust, Mortgage · Line of Credit SOMERSET TRUST CO |
| Feb 22, 2016 | Deed of Trust, Mortgage · Commercial Mortgage SOMERSET TRUST CO |
| Jun 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SOMERSET TRUST CO |
| Nov 12, 2008 | Sheriff's Deed, Foreclosure · Conventional Mortgage SOMERSET TRUST CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 12, 2008 · Amount on Record |
| Deed Sale | Nov 12, 2008 · Amount on Record |
| Deed Doc Number | 200814204 |
| Deed Book / Page | 2080 / 973 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 400 STERNER ST, CONFLUENCE, PA 15424-1131 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Title Company | STC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 002811/981 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 2811/981 |
| Instrument | 2020003424 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SOMERSET, PA 15501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 400 STERNER ST, CONFLUENCE, PA 15424-1131 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02206/0223 |
|---|---|
| Date | Sep 16, 2010 |
| Book Page | 2206/0223 |
| Instrument | 2010008460 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | CONFLUENCE, PA 15424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 341 Months |
| Due | Feb 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 400 STERNER ST, CONFLUENCE, PA 15424-1131 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02206/0440 |
|---|---|
| Date | Sep 16, 2010 |
| Book Page | 2206/0440 |
| Instrument | 2010008493 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | CONFLUENCE, PA 15424 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 09, 2020 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 400 STERNER ST, CONFLUENCE, PA 15424-1131 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02563/0542 |
|---|---|
| Date | Feb 22, 2016 |
| Book Page | 2563/0542 |
| Instrument | 2016001144 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | CONFLUENCE, PA 15424 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Property Address | 400 STERNER ST, CONFLUENCE, PA 15424-1131 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | STC SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 2811/981 |
|---|---|
| Date | Jun 10, 2020 |
| Book Page | 2811/981 |
| Instrument | 2020003424 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | SOMERSET, PA 15501 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Nov 12, 2008 |
| Property Address | 400 STERNER ST, CONFLUENCE, PA 15424-1131 |
| Document Number | 02080/0973 |
| Book / Page | 2080 / 0973 |
| Instrument Date | Nov 12, 2008 |
| Instrument | 2008014204 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 03, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 484 HUGART ST, CONFLUENCE, PA 15424-1016 |
| Investor | Possibly a Property Investor |
| Document Number | 2008014205 |
|---|---|
| Date | Nov 12, 2008 |
| Instrument | 2008014205 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2038 |
Source: Somerset County records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| Municipality | Confluence Borough |
| Unified School District | Turkeyfoot Valley Area School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,059.00 (+2.82%) Homeowner's exemption | $20,050 (-) | |
| 2025 | $1,030.00 Homeowner's exemption | $20,050 (-) | |
| 2024 | $1,030.00 (+3.52%) | $20,050 (-) | |
| 2023 | $995.00 | $20,050 | |
| 1998 | $40,080 Land $8,550 Building $31,530 |
Source: FEMA National Flood Hazard Layer, Somerset County (42111C), updated October 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 6% of the US · above 7% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 9,091 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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