512 Sterner St, Confluence, PA 15424 Property Records

Somerset County property record for 512 Sterner St, Confluence, PA 15424

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,448 sqft · built 1910
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Jan 2020)
Tax Bill	$921 (2026)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S13-015-052-000`

Property Details

APN / Parcel Number

Primary APN	`S13-015-052-000`
Alternative APNs	`S13-015-052-00` `130000460`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,448 sqft Living Area
1st Floor Area	704 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	126 ft deep x 42 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	130000460
Street Address	512 STERNER ST
City	CONFLUENCE
State	PA
Zip	15424-1133
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BNG 0.12 A 2 STY VINYL DWG GAR
Legal Lot Number	10
Jurisdiction	SOMERSET PA
Township / Civil Division	CONFLUENCE
Census Block Group	1
Census Block	1071
Census Tract	21902

Owner

512 Sterner St is owned and occupied by an individual who bought it in January 2020.

Source: Somerset County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	512 STERNER ST, CONFLUENCE, PA 15424-1133
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Prior Sale	May 18, 2015 · Amount on File
Deed Document Number	2020433
Deed Book / Page	2792 / 767
Record Updated	Jun 8, 2026

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Jan 17, 2020
Property Address	512 STERNER ST, CONFLUENCE, PA 15424-1133
Document Number	02792/0767
Book / Page	2792 / 0767
Instrument Date	Jan 16, 2020
Instrument	2020000433
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FISHER ABSTRACTING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1607 EAGLEWOOD CT, PITTSBURGH, PA 15237-1454

Mortgage

Document Number	2020000434
Date	Jan 17, 2020
Instrument	2020000434

Lender

Name	CLEARVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 512 Sterner St was $921 with a homeowner's exemption.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Confluence Borough
Unified School District	Turkeyfoot Valley Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$921.00 Homeowner's exemption	$17,440
2024	$896.00 (+3.58%)	$17,440 (-)
2023	$865.00	$17,440
1998			$34,870 Land $6,830 Building $28,040

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 512 Sterner St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1996–2024)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Apr 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 512 Sterner St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONFLUENCE BORO MUNI AUTH serves 645 people · EPA ID PA4560033
Water Source	Groundwater
Last State Inspection	Oct 2025

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30