423 River Oaks Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 423 River Oaks Dr, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	2,941 sqft · built 1978
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Jul 2023)
Tax Bill	$2,696 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2020 Sale
APN	`7-042 001 00025`

Property Details

APN / Parcel Number

Primary APN	`7-042 001 00025`

Interior

Building Area	2,941 sqft Living Area

Exterior

Year Built	Built 1978
Lot Area	14,375 sqft (0.33 acres)

Location & Zoning

Street Address	423 RIVER OAKS DR
City	LULING
State	LA
Zip	70070-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 25, BLK. 1, ADDENDUM 2 TO RIVER OAKS SUBD.
Legal Subdivision	RIVER OAKS ADDENDUM #2
Legal Block	1
Legal Lot Number	25
Jurisdiction	ST CHARLES LA
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	63100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	423 RIVER OAKS DR, LULING, LA 70070-2145
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Warranty Deed, Transfer · Conventional Mortgage GMFS LLC
Dec 16, 2020	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2023 · Amount on Record
Deed Sale	Jul 27, 2023 · Amount on Record
Prior Sale	Dec 16, 2020 · Amount on Record
Deed Document Number	476456
Record Updated	Jun 8, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES LA
Recording Date	Jul 27, 2023
Property Address	423 RIVER OAKS DR, LULING, LA 70070-2145
Document Number	0000476456
Instrument Date	Jul 26, 2023
Instrument	476456
Transaction Type	Transfer
Record Updated	Aug 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	225 BEAUPRE DR, LULING, LA 70070-3101

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 RIVER OAKS DR, LULING, LA 70070-2145

Mortgage

Document Number	0000476457
Date	Jul 27, 2023
Instrument	476457

Lender

Name	GMFS LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

December 2020: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	ST CHARLES LA
Recording Date	Dec 16, 2020
Property Address	423 RIVER OAKS DR, LULING, LA 70070-2145
Document Number	0008990734
Book / Page	899 / 734
Instrument Date	Dec 10, 2020
Instrument	454582
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17302 INYO NATIONAL DR, 17302, HUMBLE, TX 77346-3932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	423 RIVER OAKS DR, LULING, LA 70070-2145

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,696.00 (-1.53%) Homeowner's exemption	$34,180 (-) Land $8,210 Building $25,970	$341,800 (-) Land $82,100 Building $259,700
2024	$2,738.00 (-24.72%) Homeowner's exemption	$34,180 (+4.91%) Land $8,210 Building $25,970	$341,800 (+4.91%) Land $82,100 Building $259,700
2023	$3,637.00 (+24.05%)	$32,581 (-) Land $5,250 Building $27,331	$325,810 (-) Land $52,500 Building $273,310
2022	$2,932.00 Homeowner's exemption	$32,581 Land $5,250 Building $27,331	$325,810 Land $52,500 Building $273,310

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 284 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	284 in force
Nearby Flood Claims	333 (1978–2025)
Claims Outside the SFHA	197 of 333
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 12 claims Severe Storms And Flooding, Aug 2016 · 116 claims Hurricane Katrina, Aug 2005 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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