St. Charles Parish property record for 426 River Oaks Dr, Luling, LA 70070
| Property Type | Single Family Home |
|---|---|
| Details | 2,850 sqft · built 1979 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $362,000 (Apr 2026) |
| Tax Bill | $2,109 (2024) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2022 Mortgage |
| APN | 7-042 002 00014 |
| Primary APN | 7-042 002 00014 |
|---|
| Building Area | 2,850 sqft Living Area |
|---|
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 13,939 sqft (0.32 acres) |
| Street Address | 426 RIVER OAKS DR |
|---|---|
| City | LULING |
| State | LA |
| Zip | 70070-2144 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | LOT 14, BLK. 2, ADD. NO. 2 TO RIVER OAKS SUBD. |
| Legal Subdivision | RIVER OAKS ADDENDUM #2 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | ST CHARLES LA |
| Township / Civil Division | 7 |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 63100 |
Source: St. Charles Parish records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 426 RIVER OAKS DR, LULING, LA 70070-2144 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2026 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 26, 2022 | Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 15, 2026 · Amount on Record |
| Deed Sale | Apr 15, 2026 · Amount on Record |
| Deed Document Number | 2026495437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Recording Date | Apr 15, 2026 |
| Property Address | 426 RIVER OAKS DR, LULING, LA 70070-2144 |
| Document Number | 0000495437 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 2026495437 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | SOUTHERN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000495438, |
|---|---|
| Date | Apr 15, 2026 |
| Instrument | 2026495438 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES LA |
| Property Address | 426 RIVER OAKS DR, LULING, LA 70070-2144 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0019950529 |
|---|---|
| Date | Apr 26, 2022 |
| Book Page | 1995/529 |
| Instrument | 467780 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|
Source: St. Charles Parish assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Charles Parish |
| Unified School District | St. Charles Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption | $28,050 (-) Land $8,100 Building $19,950 | $280,500 (-) Land $81,000 Building $199,500 |
| 2024 | $2,109.00 (+38.57%) Homeowner's exemption | $28,050 (+32.69%) Land $8,100 Building $19,950 | $280,500 (+32.69%) Land $81,000 Building $199,500 |
| 2023 | $1,522.00 (-4.58%) Homeowner's exemption | $21,140 (-) Land $5,180 Building $15,960 | $211,400 (-) Land $51,800 Building $159,600 |
| 2022 | $1,595.00 Homeowner's exemption | $21,140 Land $5,180 Building $15,960 | $211,400 Land $51,800 Building $159,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 284 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 284 in force |
| Nearby Flood Claims | 333 (1978–2025) |
| Claims Outside the SFHA | 197 of 333 |
| Most Recent Claim | Jan 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
May also be available: Verizon.
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