418 River Oaks Dr, Luling, LA 70070 Property Records

St. Charles Parish property record for 418 River Oaks Dr, Luling, LA 70070

Property Summary

Property Type	Single Family Home
Details	1,897 sqft · built 1975
Lot Size	0.289 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$229,900 (Mar 2017)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	Feb 2020 Loan Modification Jan 2020 Mortgage + 1 more
APN	`7-042 002 00010`

Property Details

APN / Parcel Number

Primary APN	`7-042 002 00010`

Interior

Building Area	1,897 sqft Living Area

Exterior

Year Built	Built 1975
Lot Area	12,632 sqft (0.289 acres)

Location & Zoning

Street Address	418 RIVER OAKS DR
City	LULING
State	LA
Zip	70070-2144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LOT 10, BLK. 2, ADD. 2, RIVER OAKS SUBD.
Legal Subdivision	RIVER OAKS ADDENDUM #2
Legal Block	2
Legal Lot Number	10
Jurisdiction	ST CHARLES LA
Township / Civil Division	7
Census Block Group	3
Census Block	3004
Census Tract	63100

Owner

Source: St. Charles Parish records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	418 RIVER OAKS DR, LULING, LA 70070-2144
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2020	Loan Modification, Mortgage MIDFIRST BK
Jan 13, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 2, 2017	Grant Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2017 · Amount on Record
Deed Sale	Mar 2, 2017 · Amount on Record
Deed Document Number	422043
Deed Book / Page	844 / 171
Record Updated	Jun 8, 2026

February 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES LA
Property Address	418 RIVER OAKS DR, LULING, LA 70070-2144
Document Number	0018480713
Instrument Date	Feb 16, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 RIVER OAKS DR LULING LA 700702144, LULING, LA 70070-2144

Mortgage

Document Number	0018480713
Date	Mar 4, 2020
Book Page	001848/000713
Instrument	447362

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 3, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES LA
Property Address	418 RIVER OAKS DR, LULING, LA 70070-2144
Document Number	0018480184
Instrument Date	Jan 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 RIVER OAKS DR LULING LA 700702144, LULING, LA 70070-2144

Mortgage

Document Number	0018480184
Date	Feb 28, 2020
Book Page	001848/000184
Instrument	447260

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES LA
Recording Date	Mar 2, 2017
Property Address	418 RIVER OAKS DR, LULING, LA 70070-2144
Document Number	0008440171
Book / Page	000844 / 000171
Instrument Date	Feb 27, 2017
Instrument	422043
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	CRESENT TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	418 RIVER OAKS DR LULING LA 700702144, LULING, LA 70070-2144

Mortgage

Document Number	422044
Date	Mar 2, 2017
Instrument	422044

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: St. Charles Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Charles Parish
Unified School District	St. Charles Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (-16.28%) Homeowner's exemption	$24,200 (-) Land $7,760 Building $16,440	$242,000 (-) Land $77,600 Building $164,400
2024	$1,714.00 (+18.78%) Homeowner's exemption	$24,200 (+18.44%) Land $7,760 Building $16,440	$242,000 (+18.44%) Land $77,600 Building $164,400
2023	$1,443.00 (-4.56%) Homeowner's exemption	$20,433 (-) Land $4,990 Building $15,443	$204,330 (-) Land $49,900 Building $154,430
2022	$1,512.00 Homeowner's exemption	$20,433 Land $4,990 Building $15,443	$204,330 Land $49,900 Building $154,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 284 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	284 in force
Nearby Flood Claims	333 (1978–2025)
Claims Outside the SFHA	197 of 333
Most Recent Claim	Jan 2025 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 12 claims Severe Storms And Flooding, Aug 2016 · 116 claims Hurricane Katrina, Aug 2005 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PARISH DEPT OF WATERWORKS serves 52,879 people · EPA ID LA1089001
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

Nearby Properties on River Oaks Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures