Teller County property record for 423 Ridge Dr, Divide, CO 80814
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,624 sqft · built 1988 |
| Lot Size | 5.15 acres (224,334 sqft) |
| Owner | Individual Name on File |
| Last Sale | $221,500 (Mar 1999) |
| Tax Bill | $2,139 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 3045.021010020 |
| Primary APN | 3045.021010020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Basement Area | 1,752 sqft |
| Finished Basement | 1,752 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 224,334 sqft (5.15 acres) |
| Deck Area | 88 sqft |
|---|---|
| Patio Area | 88 sqft |
| Shed | 1 Shed |
| Shed Area | 384 sqft |
| Storage Building | 1,350 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0014451 |
|---|---|
| Street Address | 423 RIDGE DR |
| City | DIVIDE |
| State | CO |
| Zip | 80814-9111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | L9 B1 LAZY M EST |
| Legal Range | 70W |
| Legal Township | 13S |
| Legal Section | 02 |
| Legal Subdivision | LAZY M ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | TELLER CO |
| Township / Civil Division | DIVIDE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10112 |
423 Ridge Dr is owned and occupied by an individual who bought it in March 1999.
Source: Teller County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 423 RIDGE DR, DIVIDE, CO 80814-9111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 10, 2017 | Loan Modification, Mortgage · Conventional Mortgage PARK ST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 26, 1999 · Amount on File |
| Deed Sale | Mar 26, 1999 · Amount on File |
| Prior Sale | Sep 10, 1998 |
| Deed Document Number | 1999489759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TELLER CO |
| Property Address | 423 RIDGE DR, DIVIDE, CO 80814-9111 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000748202 |
|---|---|
| Date | Mar 1, 2022 |
| Instrument | 748202 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | 48431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TELLER CO |
| Property Address | 423 RIDGE DR, DIVIDE, CO 80814-9111 |
| Document Number | 0000694491 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2017 |
| Name | Verified Name |
|---|---|
| Address | 423 RIDGE DR DIVIDE CO 808149111, DIVIDE, CO 80814-9111 |
| Document Number | 0000694491 |
|---|---|
| Date | Jan 11, 2017 |
| Instrument | 694491 |
| Name | PARK ST BK |
|---|---|
| Type | Bank |
| Address | WOODLAND PARK, CO 80866 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 423 Ridge Dr was $2,139, up 1.1% from the year before.
Source: Teller County assessment roll, as of April 16, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Teller County |
| Unified School District | Woodland Park School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,139.00 (+1.13%) | $32,430 (-4.67%) Land $5,631 Building $26,799 | |
| 2024 | $2,115.00 (+4.91%) | $34,020 (-) Land $5,489 Building $28,531 | $518,838 (-7.79%) Land $90,086 Building $428,752 |
| 2023 | $2,016.00 (+37.05%) | $34,020 (+29.6%) Land $5,490 Building $28,530 | $562,694 (+49%) Land $90,793 Building $471,901 |
| 2022 | $1,471.00 | $26,250 Land $3,850 Building $22,400 | $377,650 Land $55,400 Building $322,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 423 Ridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 423 Ridge Dr is very high, ranking above 91% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 91% of the US · above 95% of Colorado |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Rise Broadband Fixed Wireless | 100 / 20 |
| CenturyLink DSL | 100 / 10 |
| TellerWifi Fixed Wireless | 60 / 20 |
May also be available: AT&T, T-Mobile, Vero Fiber.
5G (outdoors only) and 4G LTE
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