428 Ridge Dr, Divide, CO 80814 Property Records

Teller County property record for 428 Ridge Dr, Divide, CO 80814

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,744 sqft · built 1991
Lot Size7.74 acres (337,154 sqft)
Owner2 Individual Names on Record
Last Sale$575,000 (Sep 2025)
Tax Bill$2,569 (2025)
Deeds & MortgagesSep 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3045.021010130

Property Details

APN / Parcel Number

Primary APN3045.021010130
Alternative APN
  • R0014462

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,744 sqft Living Area
Basement Area894 sqft
Finished Basement894 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 2007
Architectural StyleMobile/Manufactured
Exterior MaterialSiding
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area337,154 sqft (7.74 acres)
Garage TypeBuilt-in
Garage Area506 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area177 sqft
Deck Area176 sqft
Patio Area176 sqft
Pole Barn828 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account NumberR0014462
Street Address428 RIDGE DR
CityDIVIDE
StateCO
Zip80814-9110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionL13 B1 LAZY M EST
Legal Range70W
Legal Township13S
Legal Section02
Legal SubdivisionLAZY M ESTATES
Legal Block1
Legal Lot Number13
JurisdictionTELLER CO
Township / Civil DivisionDIVIDE
Census Block Group3
Census Block3004
Census Tract10112

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2991 SUNNYWOOD AVE, WOODLAND PARK, CO 80863-9424
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 25, 2025 · Amount on Record
Deed SaleSep 25, 2025 · Amount on Record
Prior SaleApr 12, 2010 · Amount on Record
Deed Document Number2025776287
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTELLER CO
Recording DateSep 25, 2025
Property Address428 RIDGE DR, DIVIDE, CO 80814-9110
Document Number0000776287
Instrument DateSep 24, 2025
Instrument776287
Transaction TypeTransfer
Record UpdatedOct 8, 2025
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$57.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2991 SUNNYWOOD AVE, WOODLAND PARK, CO 80863-9424

Mortgage

Document Number0000776288
DateSep 25, 2025
Instrument776288
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

TypeName
StateColorado
CountyTeller County
Unified School DistrictWoodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,569.00 (+5.29%)$38,930 (-0.82%) Land $7,434 Building $31,496
2024$2,440.00 (+4.9%)$39,250 (-) Land $7,423 Building $31,827$622,876 (-2.82%) Land $118,939 Building $503,937
2023$2,326.00 (+37.07%)$39,250 (+29.58%) Land $7,420 Building $31,830$640,945 (+47.03%) Land $121,213 Building $519,732
2022$1,697.00$30,290 Land $5,240 Building $25,050$435,917 Land $75,467 Building $360,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 89% of the US · above 93% of Colorado
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Rise Broadband
Fixed Wireless
100 / 20
CenturyLink
DSL
100 / 10
TellerWifi
Fixed Wireless
60 / 20

May also be available: AT&T, T-Mobile, Vero Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridge Dr

Nearby Streets

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