547 Ridge Dr, Divide, CO 80814 Property Records

Teller County property record for 547 Ridge Dr, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 2,430 sqft · built 1984
Lot Size	5.1 acres (222,156 sqft)
Owner	Individual Name on File
Tax Bill	$3,105 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3045.021010100`

Property Details

APN / Parcel Number

Primary APN	`3045.021010100`
Alternative APN	`R0014459`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,430 sqft Living Area
Basement Area	2,430 sqft
Finished Basement	2,430 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	222,156 sqft (5.1 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Deck Area	1,120 sqft
Patio Area	1,120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0014459
Street Address	547 RIDGE DR
City	DIVIDE
State	CO
Zip	80814-9112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L7 B1 LAZY M EST
Legal Range	70W
Legal Township	13S
Legal Section	02
Legal Subdivision	LAZY M ESTATES
Legal Block	1
Legal Lot Number	7
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	3
Census Block	3004
Census Tract	10112

Owner

Source: Teller County records · APN 3045.021010100

Assessment roll updated April 16, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	547 RIDGE DR, DIVIDE, CO 80814-9112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 01, 2022	Deed of Trust, Mortgage · Line of Credit ENT CU
Jul 07, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 20, 2019	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	547 RIDGE DR, DIVIDE, CO 80814-9112
Transaction Type	Mortgage
Record Updated	Aug 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000752823
Date	Aug 01, 2022
Instrument	752823

Lender

Name	ENT CU
Type	Credit Union
Address	COLORADO SPRINGS, CO 80921

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	547 RIDGE DR, DIVIDE, CO 80814-9112
Transaction Type	Mortgage
Record Updated	Jul 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000740276
Date	Jul 07, 2021
Instrument	740276

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 28, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	547 RIDGE DR, DIVIDE, CO 80814-9112
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000715876
Date	May 20, 2019
Instrument	715876

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 20, 2029

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Teller County records · Assessment roll updated April 16, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,105.00 (+0.75%)	$47,060 (-5.06%) Land $5,564 Building $41,496
2024	$3,082.00 (+4.94%)	$49,570 (-) Land $5,962 Building $43,608	$852,949 (-4.68%) Land $100,850 Building $752,099
2023	$2,937.00 (+44.61%)	$49,570 (+36.74%) Land $5,960 Building $43,610	$894,859 (+43.96%) Land $107,624 Building $787,235
2022	$2,031.00	$36,250 Land $3,780 Building $32,470	$621,601 Land $64,900 Building $556,701

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 18, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
JAB Wireless Fixed Wireless	100 / 20
Lumen Technologies DSL	100 / 10
TellerWifi Fixed Wireless	60 / 20

May also be available: AT&T, T-Mobile USA, VFN Holdings.

Based on FCC filings for 14 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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