88 Ridge Dr, Divide, CO 80814 Property Records

Teller County property record for 88 Ridge Dr, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,972 sqft · built 1994
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$465,000 (Feb 2019)
Tax Bill	$2,854 (2025)
Deeds & Mortgages	Jun 2023 Second Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3045.012010120`

Property Details

APN / Parcel Number

Primary APN	`3045.012010120`
Alternative APN	`R0014377`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,972 sqft Living Area
Basement Area	844 sqft
Finished Basement	781 sqft
Unfinished Basement	63 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2010
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Built-in
Garage Area	748 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	948 sqft
Deck Area	140 sqft
Patio Area	344 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R0014377
Street Address	88 RIDGE DR
City	DIVIDE
State	CO
Zip	80814-9110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L17R B1 LAZY M EST
Legal Range	70W
Legal Township	13S
Legal Section	01
Legal Subdivision	LAZY M ESTATES
Legal Block	1
Legal Lot Number	17R
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	3
Census Block	3004
Census Tract	10112

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	88 RIDGE DR, DIVIDE, CO 80814-9110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 8, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Dec 13, 2019	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 1, 2019	Warranty Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 1, 2019 · Amount on Record
Deed Sale	Feb 1, 2019 · Amount on Record
Prior Sale	Apr 26, 2001 · Amount on Record
Deed Document Number	2019713411
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	88 RIDGE DR, DIVIDE, CO 80814-9110
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000759342
Date	Jun 9, 2023
Instrument	759342

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2038

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	88 RIDGE DR, DIVIDE, CO 80814-9110
Transaction Type	Mortgage
Record Updated	Dec 20, 2021
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE CO SPRINGS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 RIDGE DR, DIVIDE, CO 80814-9110

Mortgage

Document Number	0000745838
Date	Dec 8, 2021
Instrument	745838

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	88 RIDGE DR, DIVIDE, CO 80814-9110
Document Number	0000721930
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	LEGACY TITLE AGENCY INC, LEGACY TITLE AGCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	88 RIDGE DR DIVIDE CO 808149110, DIVIDE, CO 80814-9110

Mortgage

Document Number	0000721930
Date	Dec 20, 2019
Instrument	721930

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	DIVIDE, CO 80814

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Feb 1, 2019
Property Address	88 RIDGE DR, DIVIDE, CO 80814-9110
Document Number	0000713411
Instrument Date	Jan 9, 2019
Instrument	713411
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	EMPIRE TITLE/COMPANY SPRINGS LLC, EMPIRE TITLE/CO SPGS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	88 RIDGE DR DIVIDE CO 808149110, DIVIDE, CO 80814-9110

Mortgage

Document Number	713412
Date	Feb 1, 2019
Instrument	713412

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 31, 2049

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,854.00 (+4.66%)	$43,260 (-1.39%) Land $5,518 Building $37,742
2024	$2,727.00 (+4.92%)	$43,870 (-) Land $5,496 Building $38,374	$692,183 (-2.47%) Land $88,288 Building $603,895
2023	$2,599.00 (+36.57%)	$43,870 (+29.22%) Land $5,500 Building $38,370	$709,728 (+45.28%) Land $88,909 Building $620,819
2022	$1,903.00	$33,950 Land $3,950 Building $30,000	$488,535 Land $56,893 Building $431,642

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 93% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
TellerWifi Fixed Wireless	60 / 20

May also be available: AT&T, CenturyLink, T-Mobile, Vero Fiber.

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