414 E Monterey St, Denison, TX 75021 Property Records

Grayson County property record for 414 E Monterey St, Denison, TX 75021

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,344 sqft · built 1986
Lot Size	0.166 acres (7,248 sqft)
Owner	Individual Name on Record
Tax Bill	$3,214 (2024)
Deeds & Mortgages	Feb 2025 Sale Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D029 3085078`

Property Details

APN / Parcel Number

Primary APN	`D029 3085078`
Alternative APN	`147034`

Interior

Full Baths	1 Bath
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Upper Floors Area	672 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2005
Lot Area	7,248 sqft (0.166 acres)
Lot Dimensions	145 ft deep x 50 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft
Patio Area	212 sqft
Utility Building	252 sqft

Location & Zoning

Account Number	147034
Old Parcel Number	D029 3085078
Street Address	414 E MONTEREY ST
City	DENISON
State	TX
Zip	75021-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HIGHLAND VIEW ADDN, BLOCK 13, LOT 7, ACRES .1664
Legal Subdivision	HIGHLAND VIEW ADDN
Legal Block	13
Legal Lot Number	7
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	1
Census Block	1010
Census Tract	600

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	414 E MONTEREY ST, DENISON, TX 75021-6658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Warranty Deed, Transfer GRANT COUNTY TITLE, GRAYSON COUNTY TITLE
Nov 23, 2020	Grant Deed, Transfer NOT AVAILABLE
Nov 19, 2018	Deed of Trust, Mortgage PEOPLES BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025
Deed Sale	Feb 21, 2025
Deed Document Number	2025-4336
Record Updated	Jun 7, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAYSON TX
Recording Date	Feb 21, 2025
Property Address	414 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000004336
Instrument Date	Feb 20, 2025
Instrument	2025-4336
Transaction Type	Transfer
Record Updated	Oct 21, 2025
Title Company	GRANT COUNTY TITLE, GRAYSON COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	414 E MONTEREY ST, DENISON, TX 75021-6658

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GRAYSON TX
Recording Date	Nov 23, 2020
Property Address	414 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000032668
Instrument Date	Oct 26, 2020
Instrument	32668
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	414 E MONTEREY ST DENISON TX 750216658, DENISON, TX 75021-6658

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	414 E MONTEREY ST, DENISON, TX 75021-6658
Document Number	0000026020
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000026020
Date	Nov 21, 2018
Instrument	26020

Lender

Name	PEOPLES BK
Type	Bank
Address	PARIS, TX 75460

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Nov 20, 2038

Interest

Rate	10%

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Denison City
Unified School District	Denison Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,810 (+12.95%) Land $34,293 Building $118,517	$152,810 (+12.95%) Land $34,293 Building $118,517
2024	$3,214.00 (+19.17%)
2023		$135,287 Land $34,075 Building $101,212	$135,287 Land $34,075 Building $101,212
2022	$2,697.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DENISON serves 27,500 people · EPA ID TX0910003
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 287 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Bluepeak, Nextlink, TekWav.

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