Jackson County property record for 419 E Beach Dr, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 4,018 sqft · built 2014 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | Company Name on Record |
| Last Sale | $6,959,747 (Sep 2026) |
| Tax Bill | $13,456 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Jul 2026 Mortgage + 2 more |
| Flood Zone | Zone VE (high risk) |
| APN | 789.32-02-0047.00 |
| Primary APN | 789.32-02-0047.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 4,018 sqft Heated Area |
| Gross Area | 4,454 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 60,548 sqft (1.39 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 419 E BEACH DR |
|---|---|
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-5132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 YARBROUGH S/D PB 16-22 DB 1682-889 (47 MAP789.32-02) |
| Legal Range | 8W |
| Legal Township | 7S |
| Legal Section | 32 |
| Legal Subdivision | YARBROUGH |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 40500 |
Source: Jackson County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 419 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Sep 11, 2026 | Warranty Deed, Transfer · Construction Mortgage BANKFIRST FINANCIAL SERVICES |
| Jul 27, 2026 | Warranty Deed, Transfer · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Sep 6, 2023 | Deed of Trust, Mortgage THE FIRST BANK |
| Nov 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance THE FIRST NATIONAL BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2026 · Amount on Record |
| Deed Sale | Sep 11, 2026 · Amount on Record |
| Prior Sale | Jul 27, 2026 · Amount on Record |
| Deed Document Number | 202619558 |
| Deed Book / Page | 2279 / 224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Sep 11, 2026 |
| Property Address | 419 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Document Number | 0000019558 |
| Book / Page | 2279 / 224 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 202619558 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | PILGRIM TITLE, PILGER TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 419 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Document Number | 0000019559, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 4277/370 |
| Instrument | 202619559 |
| Name | BANKFIRST FINANCIAL SERVICES |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 71 Months |
| Due | Aug 28, 2032 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Jul 27, 2026 |
| Property Address | 419 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Document Number | 0000015466 |
| Book / Page | 2271 / 822 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 202615466 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2026 |
| Title Company | COAST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 419 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Document Number | 0000015467, |
|---|---|
| Date | Jul 27, 2026 |
| Book Page | 4265/169 |
| Instrument | 202615467 |
| Name | HUNTINGTON NATIONAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 5, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 419 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Transaction Type | Mortgage |
| Record Updated | Sep 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 004018/431 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 4018/431 |
| Instrument | 202317939 |
| Name | THE FIRST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 419 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Name | Verified Name |
|---|
| Document Number | 3727/387 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 3727/387 |
| Instrument | 202025396 |
| Name | THE FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
Source: Jackson County assessment roll, as of March 20, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Municipality | Ocean Springs City |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,456.00 (+9.06%) Homeowner's exemption | $94,160 (+7.39%) Land $28,300 Building $65,860 | $941,598 (+7.39%) Land $283,000 Building $658,598 |
| 2024 | $12,338.00 (-1.04%) Homeowner's exemption | $87,681 (-) Land $27,542 Building $60,139 | $876,809 (-) Land $275,420 Building $601,389 |
| 2023 | $12,468.00 (-4.72%) Homeowner's exemption | $87,681 (-4.34%) Land $27,542 Building $60,139 | $876,809 (-4.34%) Land $275,420 Building $601,389 |
| 2022 | $13,085.00 Homeowner's exemption | $91,662 Land $27,542 Building $64,120 | $916,619 Land $275,420 Building $641,199 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 73 (1979–2021) |
| Claims Outside the SFHA | 26 of 73 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST JACKSON CO UTILITY DIST serves 28,544 people · EPA ID MS0300156 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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