Jackson County property record for 409 E Beach Dr, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,393 sqft · built 2014 |
| Lot Size | 2.36 acres (103,237 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $13,290 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage Nov 2020 Refinance |
| Flood Zone | Zone VE (high risk) |
| APN | 789.32-02-0052.00 |
| Primary APN | 789.32-02-0052.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,393 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 103,237 sqft (2.36 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 057717 |
|---|---|
| Street Address | 409 E BEACH DR |
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-5132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG SEC LOT 1 BLK 2 GULF VIEW S/D N 397.93' E 214.85' S 571' N51*W 273.31' TO POB DB 2000-841 (52 MAP789.32-02) |
| Legal Range | 08W |
| Legal Township | 07S |
| Legal Section | 32 |
| Legal Subdivision | GULF VIEW |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 40500 |
Source: Jackson County records, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 409 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Nov 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WINTRUST MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2020 |
| Deed Sale | Nov 20, 2020 |
| Deed Document Number | 0002000841 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 409 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003473/328 |
|---|---|
| Date | Nov 6, 2017 |
| Book Page | 3473/328 |
| Instrument | 201717014 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 409 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jun 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 003727/643 |
|---|---|
| Date | Nov 20, 2020 |
| Book Page | 3727/643 |
| Instrument | 202025476 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Jackson County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Municipality | Ocean Springs City |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,290.00 (+5.24%) Homeowner's exemption | $93,009 (+3.7%) Land $24,587 Building $68,422 | $897,341 (+3.76%) Land $243,440 Building $653,901 |
| 2024 | $12,628.00 (-1.04%) Homeowner's exemption | $89,693 (-) Land $23,929 Building $65,764 | $864,826 (-) Land $236,920 Building $627,906 |
| 2023 | $12,761.00 (-0.4%) Homeowner's exemption | $89,693 (-0.11%) Land $23,929 Building $65,764 | $864,826 (-0.11%) Land $236,920 Building $627,906 |
| 2022 | $12,812.00 Homeowner's exemption | $89,791 Land $23,929 Building $65,862 | $865,806 Land $236,920 Building $628,886 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 21.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 73 (1979–2021) |
| Claims Outside the SFHA | 26 of 73 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST JACKSON CO UTILITY DIST serves 28,544 people · EPA ID MS0300156 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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