Jackson County property record for 415 E Beach Dr, Ocean Springs, MS 39564
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,884 sqft · built 2019 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,080 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage May 2017 Mortgage + 5 more |
| Flood Zone | Zone VE (high risk) |
| APN | 789.32-02-0049.00 |
| Primary APN | 789.32-02-0049.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,884 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 34,848 sqft (0.8 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 057714 |
|---|---|
| Street Address | 415 E BEACH DR |
| City | OCEAN SPRINGS |
| State | MS |
| Zip | 39564-5132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM NWC LOT 1 YARBROUGH S/D N 200' W 57.7' FOR POB CONT W 57.7' S TO N/M SHEARWATER DR SELY 75' N TO POB DB 2126-732 (49 MAP7 |
| Legal Range | 08W |
| Legal Township | 07S |
| Legal Section | 32 |
| Legal Subdivision | YARBROUGH |
| Legal Lot Number | 1 |
| Jurisdiction | JACKSON MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 40500 |
Source: Jackson County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 415 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2018 | Deed of Trust, Mortgage NATIONAL BANK |
| May 15, 2017 | Deed of Trust, Mortgage HANCOCK BANK |
| Apr 4, 2019 | Deed of Trust, Mortgage · ARM THE FIRST NATIONAL BANK & TRUST CO |
| Jun 23, 2023 | Deed of Trust, Mortgage · Stand-Alone First Mortgage CHEVRON FEDERAL CREDIT UNION |
| Nov 19, 2025 | Warranty Deed, Transfer · Conventional Mortgage CHEVRON FEDERAL CREDIT UNION |
| Jun 23, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage CHEVRON FEDERAL CREDIT UNION |
| May 15, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 |
| Deed Sale | Nov 19, 2025 |
| Prior Sale | Jun 23, 2023 |
| Deed Document Number | 202522816 |
| Deed Book / Page | 2236 / 562 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 415 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000003499/0000000175 |
|---|---|
| Date | Mar 23, 2018 |
| Book Page | 0000003499/0000000175 |
| Instrument | 201805123 |
| Name | NATIONAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 178 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 415 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003433/323 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 3433/323 |
| Instrument | 201707189 |
| Name | HANCOCK BANK |
|---|---|
| Type | Bank |
| Address | GULFPORT, MS 39501 |
| Amount | Amount Recorded |
|---|---|
| Term | 24 Months |
| Due | May 31, 2019 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 415 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|
| Document Number | 003575/251 |
|---|---|
| Date | Apr 4, 2019 |
| Book Page | 3575/251 |
| Instrument | 201907209 |
| Name | THE FIRST NATIONAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | May 1, 2024 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MS |
| Property Address | 415 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Title Company | DELUXE TITLE COMPANY, DELTA TILTE COMAPNY |
| Name | Verified Name |
|---|
| Document Number | 0004001/65 |
|---|---|
| Date | Jun 23, 2023 |
| Book Page | 4001/65 |
| Instrument | 202312073 |
| Name | CHEVRON FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.05% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Max Rate At Change | 0.03% |
| Index | 1-Year CMT |
| Max Rate | 0.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Nov 19, 2025 |
| Property Address | 415 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Document Number | 002236/562 |
| Book / Page | 2236 / 562 |
| Instrument Date | Nov 14, 2025 |
| Instrument | 202522816 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 415 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Name | Verified Name |
|---|---|
| Address | 415 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Document Number | 0202522817 |
|---|---|
| Date | Nov 19, 2025 |
| Instrument | 202522817 |
| Name | CHEVRON FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.05% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2032 |
| Change Frequency | Annually |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | Jun 23, 2023 |
| Property Address | 415 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Document Number | 002126/732 |
| Book / Page | 2126 / 732 |
| Instrument Date | Jun 19, 2023 |
| Instrument | 202312072 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | DELUXE TITLE COMPANY, DELTA TILTE COMAPNY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 929 WASHINGTON AVE, OCEAN SPRINGS, MS 39564-4639 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 415 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Investor | Possibly a Property Investor |
| Document Number | 0202312073 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 202312073 |
| Name | CHEVRON FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.05% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON MS |
| Recording Date | May 15, 2017 |
| Property Address | 415 E BEACH DR, OCEAN SPRINGS, MS 39564-5132 |
| Document Number | 001850/396 |
| Book / Page | 1850 / 396 |
| Instrument Date | May 9, 2017 |
| Instrument | 201707188 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 JACKSON AVE, 314, OCEAN SPRINGS, MS 39564-4616 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 418 RUSKIN AVE, OCEAN SPRINGS, MS 39564-4541 |
Source: Jackson County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Jackson County |
| Municipality | Ocean Springs City |
| Unified School District | Ocean Springs School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,080.00 (+3.07%) Homeowner's exemption | $43,994 (+2.28%) Land $12,329 Building $31,665 | $439,944 (+2.28%) Land $123,290 Building $316,654 |
| 2024 | $5,899.00 (-3.5%) Homeowner's exemption | $43,012 (-) Land $11,999 Building $31,013 | $430,118 (-) Land $119,990 Building $310,128 |
| 2023 | $6,113.00 (+5.69%) Homeowner's exemption | $43,012 (+5.83%) Land $11,999 Building $31,013 | $430,118 (+5.83%) Land $119,990 Building $310,128 |
| 2022 | $5,784.00 Homeowner's exemption | $40,641 Land $11,999 Building $28,642 | $406,408 Land $119,990 Building $286,418 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 21.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 73 (1979–2021) |
| Claims Outside the SFHA | 26 of 73 |
| Most Recent Claim | Apr 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 78% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WEST JACKSON CO UTILITY DIST serves 28,544 people · EPA ID MS0300156 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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