Monroe County property record for 423 Big Pine Rd, Key Largo, FL 33037
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 1,328 sqft · built 1970 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100 (Nov 2019) |
| Tax Bill | $1,322 (2024) |
| Deeds & Mortgages | Nov 2019 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00537230-000000 |
| Primary APN | 00537230-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 1,738 sqft |
| 1st Floor Area | 1,328 sqft |
| Flooring | Terrazzo |
| Interior Walls | Masonry |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Mobile Home |
| Exterior Material | Metal |
| Construction Type | Metal Frame |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Attached |
| Garage Area | 410 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 300 sqft |
| Patio Area | 580 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1660744 |
|---|---|
| Street Address | 423 BIG PINE RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3104 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | URM |
| Legal Description | BK 12 LT 10 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR399-334/35 OR596-183 OR646-544 OR772-1596 OR792-742 OR811-1900 OR1137-535 OR2995-1410 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 31 |
| Legal Subdivision | LAKE SURPRISE ESTATES |
| Legal Block | 12 |
| Legal Lot Number | 10 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 423 BIG PINE RD, KEY LARGO, FL 33037-3104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on Record |
| Deed Sale | Nov 20, 2019 · Amount on Record |
| Prior Sale | Jun 1, 1990 · Amount on Record |
| Deed Document Number | 20192245467 |
| Deed Book / Page | 2995 / 1410 |
| Last Transfer Date | Apr 2, 2025 |
| Transfer Doc | 0033210280 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Nov 20, 2019 |
| Property Address | 423 BIG PINE RD, KEY LARGO, FL 33037-3104 |
| Document Number | 0029951410 |
| Book / Page | 002995 / 001410 |
| Instrument Date | Nov 20, 2019 |
| Instrument | 2245467 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 423 BIG PINE RD KEY LARGO FL 330373104, KEY LARGO, FL 33037-3104 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $112,668 (+5.99%) | $702,850 (+32.07%) Land $610,095 Building $92,755 | |
| 2024 | $1,322.00 (+8.72%) | ||
| 2023 | $1,216.00 (+0.58%) Senior Citizen's exemption | $106,304 (+3%) | $532,168 (+17.7%) Land $480,600 Building $51,568 |
| 2022 | $1,209.00 Senior Citizen's exemption | $103,208 | $452,128 Land $400,500 Building $51,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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