415 Big Pine Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 415 Big Pine Rd, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,536 sqft · built 1983
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$1,100,000 (Feb 2026)
Tax Bill	$6,361 (2024)
Deeds & Mortgages	Feb 2026 Sale Nov 2023 Transfer
Flood Zone	Zone AE (high risk)
APN	`00537240-000000`

Property Details

APN / Parcel Number

Primary APN	`00537240-000000`
Alternative APNs	`31604000537240000000` `1660752`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	1,536 sqft
Flooring	Terrazzo
Interior Walls	Masonry

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	392 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	1,304 sqft
Patio Area	737 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1660752
Street Address	415 BIG PINE RD
City	KEY LARGO
State	FL
Zip	33037-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URM
Legal Description	BK 12 LT 11 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR590-907 OR1750-1744 OR2244-1358 OR2419-1966 OR2432-882 OR3249-0834
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	12
Legal Lot Number	11
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2000
Census Tract	972700

Owner

Source: Monroe County records · APN 00537240-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	415 BIG PINE RD, KEY LARGO, FL 33037-3104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Feb 06, 2026	Warranty Deed, Transfer CORAL REEF TITLE COMPANY
Nov 01, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 06, 2026 · Amount on Record
Deed Sale	Feb 06, 2026 · Amount on Record
Prior Sale	Sep 22, 2009 · Amount on Record
Deed Document Number	20262531449
Deed Book / Page	3365 / 1422
Prior Transfer Date	Nov 01, 2023
Prior Transfer Doc	0032490834
Record Updated	Jun 08, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Feb 06, 2026
Property Address	415 BIG PINE RD, KEY LARGO, FL 33037-3104
Document Number	0033651422
Book / Page	3365 / 1422
Map Reference	MB 4 PG 162
Instrument Date	Feb 06, 2026
Instrument	2531449
Transaction Type	Transfer
Record Updated	Mar 04, 2026
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$7,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 EDGEMONT DR, REDLANDS, CA 92373-7210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	415 BIG PINE RD, KEY LARGO, FL 33037-3104

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Nov 01, 2023
Property Address	415 BIG PINE RD, KEY LARGO, FL 33037-3104
Document Number	0032490834
Book / Page	3249 / 834
Map Reference	MB 4 PG 162
Instrument Date	Nov 01, 2023
Instrument	2438748
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 EDGEMONT DR, REDLANDS, CA 92373-7210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 EDGEMONT DR, REDLANDS, CA 92373-7210

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$883,678 (-0.51%) Land $610,095 Building $273,583	$883,678 (-0.51%) Land $610,095 Building $273,583
2024	$6,361.00 (+12.76%)	$888,179 (+18.62%) Land $610,095 Building $278,084	$888,179 (+18.62%) Land $610,095 Building $278,084
2023	$5,641.00 (+11.99%)	$748,783 (+11.4%) Land $480,600 Building $268,183	$748,783 (+11.4%) Land $480,600 Building $268,183
2022	$5,037.00	$672,155 Land $400,500 Building $271,655	$672,155 Land $400,500 Building $271,655

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Wildfire

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 34 locations within half a mile of this property.

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