420 Big Pine Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 420 Big Pine Rd, Key Largo, FL 33037

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 960 sqft · built 1968
Lot Size	0.138 acres (6,000 sqft)
Owner	Company Name on Record
Last Sale	$75,000 (Sep 1991)
Tax Bill	$5,193 (2025)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone AE (high risk)
APN	`00537290-000000`

Property Details

APN / Parcel Number

Primary APN	`00537290-000000`
Alternative APNs	`31604000537290000000` `1660817`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	888 sqft
Flooring	Terrazzo
Interior Walls	Masonry

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Architectural Style	Mobile Home
Exterior Material	Metal
Construction Type	Metal Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Canal

Exterior Amenities

Porch	Florida Room
Porch Area	404 sqft
Patio Area	16 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Wall Unit

Location & Zoning

Account Number	1660817
Street Address	420 BIG PINE RD
City	KEY LARGO
State	FL
Zip	33037-3104
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	URM
Legal Description	BK 12 LT 16 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR399-334/35 OR792-742 OR792-562 OR792-559 OR1185-44 OR1186-2414 OR1398-1401 OR1460-1561
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	12
Legal Lot Number	16
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2000
Census Tract	972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1931 SPANISH CHANNEL DR, BIG PINE KEY, FL 33043-5209
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 1991 · Amount on Record
Deed Sale	Sep 1, 1991 · Amount on Record
Prior Sale	Jun 1, 1979 · Amount on Record
Deed Book / Page	1185 / 44
Transfer Doc	1460001561
Record Updated	Oct 29, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Feb 6, 2026
Property Address	420 BIG PINE RD, KEY LARGO, FL 33037-3104
Document Number	0033651278
Book / Page	3365 / 1278
Map Reference	MB 4 PG 162
Instrument Date	Jan 12, 2026
Instrument	2531403
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1931 SPANISH CHANNEL DR, BIG PINE KEY, FL 33043-5209

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	1931 SPANISH CHANNEL DR, BIG PINE KEY, FL 33043-5209

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,193.00 (+5.81%)	$660,126 (+21.17%) Land $610,095 Building $50,031	$660,126 (+21.17%) Land $610,095 Building $50,031
2024	$4,908.00 (+14.67%)
2023	$4,280.00 (+13.35%)	$544,804 (+16.78%) Land $480,600 Building $64,204	$544,804 (+16.78%) Land $480,600 Building $64,204
2022	$3,776.00	$466,528 Land $400,500 Building $66,028	$466,528 Land $400,500 Building $66,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 433 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	660 units insured incl. 227 condo units
Nearby Flood Claims	80 (1999–2024)
Claims Outside the SFHA	1 of 80
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 11 claims Hurricane Irma, Sep 2017 · 33 claims Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20