408 Big Pine Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 408 Big Pine Rd, Key Largo, FL 33037 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,568 sqft · built 2010
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Company Names on File
Last Sale	$120,000 (May 2001)
Tax Bill	$7,764 (2024)
Deeds & Mortgages	Sep 2025 Transfer
Flood Zone	Zone AE (high risk)
APN	`00537280-000000`

Property Details

APN / Parcel Number

Primary APN	`00537280-000000`
Alternative APNs	`31604000537280000000` `1660809`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	1,568 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	1,372 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	408 sqft
Deck Area	300 sqft
Patio Area	140 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1660809
Street Address	408 BIG PINE RD
City	KEY LARGO
State	FL
Zip	33037-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 12 LT 15 LAKE SURPRISE ESTATES KEY LARGO PB4-162 OR427-1096 OR537-1062/63 OR805-1085 OR957-2372 OR1018-1236 OR1123-787 OR1129-1663 OR1133-2206/07 OR1324-1445 OR1695-1085 OR1703-1504
Legal Range	40E
Legal Township	60S
Legal Section	31
Legal Subdivision	LAKE SURPRISE ESTATES
Legal Block	12
Legal Lot Number	15
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2000
Census Tract	972700

Owner

Source: Monroe County records · APN 00537280-000000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	9200 SW 75TH ST, MIAMI, FL 33173-3211
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 11, 2001 · Amount on Record
Deed Sale	May 11, 2001 · Amount on Record
Prior Sale	Sep 27, 1994 · Amount on Record
Deed Book / Page	1695 / 1085
Last Transfer Date	Aug 18, 2025
Transfer Doc	0033430376
Record Updated	Sep 20, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Sep 03, 2025
Property Address	408 BIG PINE RD, KEY LARGO, FL 33037-3104
Document Number	0033430376
Book / Page	3343 / 376
Map Reference	MB 4 PG 162
Instrument Date	Aug 18, 2025
Instrument	2513846
Transaction Type	Transfer
Record Updated	Sep 29, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9200 SW 75TH ST, MIAMI, FL 33173-3211

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9200 SW 75TH ST, MIAMI, FL 33173-3211

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,071,589 (-0.93%) Land $610,095 Building $461,494	$1,071,589 (-0.93%) Land $610,095 Building $461,494
2024	$7,764.00 (+11.86%)	$1,081,702 (+16.26%) Land $610,095 Building $471,607	$1,081,702 (+16.26%) Land $610,095 Building $471,607
2023	$6,941.00 (+11.32%)	$930,426 (+8.78%) Land $480,600 Building $449,826	$930,426 (+8.78%) Land $480,600 Building $449,826
2022	$6,235.00	$855,296 Land $400,500 Building $454,796	$855,296 Land $400,500 Building $454,796

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	9.0 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,852 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.