Schenectady County and Schenectady City property record for 423 Bedford Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,798 sqft · built 1900 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $160,000 (Jul 2026) |
| Tax Bill | $5,327 (2026) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.35-2-8 |
| Primary APN | 421500 49.35-2-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,798 sqft Living Area |
| 1st Floor Area | 899 sqft |
| 2nd Floor Area | 899 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 301 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 423 BEDFORD RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3403 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PART OF 2 STUCCO AND GARAGE |
| Legal Block | 2 |
| Legal Lot Number | 8.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 20600 |
Source: Schenectady County and Schenectady City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 23A COACHMAN SQ, HALFMOON, NY 12065-4117 |
| Owner Type | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 27, 2026 · Amount on Record |
| Deed Sale | Jul 27, 2026 · Amount on Record |
| Prior Sale | Oct 29, 2024 · Amount on Record |
| Deed Document Number | 202616694 |
| Deed Book / Page | 2176 / 397 |
| Prior Transfer Date | Oct 18, 2024 |
| Prior Transfer Doc | 0000065017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 27, 2026 |
| Property Address | 423 BEDFORD RD, SCHENECTADY, NY 12308-3403 |
| Document Number | 0000016694 |
| Book / Page | 2176 / 397 |
| Instrument Date | May 14, 2026 |
| Instrument | 202616694 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | RAVIN TITLE AND CLOSINGS, RAVIN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $64,640.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000016695, |
|---|---|
| Date | Jul 27, 2026 |
| Instrument | 202616695 |
| Name | AMERISTAR FINANCIAL CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,327.00 (+2.19%) | ||
| 2025 | $5,213.00 (+5.16%) | $100,600 (-) Land $15,100 Building $85,500 | $166,584 (+30.82%) Land $25,004 Building $141,580 |
| 2023 | $100,600 (-) Land $15,100 Building $85,500 | $127,342 (+3.8%) Land $19,114 Building $108,228 | |
| 2022 | $100,600 Land $15,100 Building $85,500 | $122,683 Land $18,415 Building $104,268 | |
| 2021 | $4,957.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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