Schenectady County and Schenectady City property record for 505 Bedford Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,268 sqft · built 1910 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $282,000 (May 2026) |
| Tax Bill | $7,270 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.27-3-25 |
| Primary APN | 421500 49.27-3-25 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 840 sqft |
| Upper Floors Area | 588 sqft |
| Attic | Attic |
| Attic Area | 588 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 100 ft deep x 42 ft wide |
| Porch | Slab |
| Porch Area | 336 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 505 BEDFORD RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | PART OF 2 STUCCO AND WOOD |
| Legal Block | 3 |
| Legal Lot Number | 25.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20600 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 61 SOUTH ST, RENSSELAER, NY 12144-2535 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 6, 2026 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 6, 2022 | Deed, Transfer · VA Mortgage NAVY FCU |
| Nov 8, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 6, 2026 · Amount on File |
| Deed Sale | May 6, 2026 · Amount on File |
| Prior Sale | Apr 6, 2022 · Amount on File |
| Deed Document Number | 202610621 |
| Deed Book / Page | 2171 / 838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 6, 2026 |
| Property Address | 505 BEDFORD RD, SCHENECTADY, NY 12308-3404 |
| Document Number | 0000010621 |
| Book / Page | 2171 / 838 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026.10621 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2026 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $113,928.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 61 SOUTH ST, RENSSELAER, NY 12144-2535 |
| Document Number | 0000010622, |
|---|---|
| Date | May 6, 2026 |
| Instrument | 2026.10622 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 6, 2022 |
| Property Address | 505 BEDFORD RD, SCHENECTADY, NY 12308-3404 |
| Document Number | 0000017803 |
| Book / Page | 2082 / 165 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 202217803 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $748.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 50 S CENTRAL AVE, 50, MECHANICVILLE, NY 12118-2227 |
| Name | Verified Name |
|---|---|
| Address | 336 TWELFTH ST, SCHENECTADY, NY 12306-3110 |
| Document Number | 0000017804 |
|---|---|
| Date | Apr 6, 2022 |
| Instrument | 202217804 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 505 BEDFORD RD, SCHENECTADY, NY 12308-3404 |
| Document Number | 0000051694 |
| Instrument Date | Nov 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 505 BEDFORD RD SCHENECTADY NY 123083404, SCHENECTADY, NY 12308-3404 |
| Document Number | 0000051694 |
|---|---|
| Date | Nov 26, 2018 |
| Book Page | 004879/000951 |
| Instrument | 51694 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 25, 2048 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,270.00 (+1.79%) | ||
| 2025 | $7,142.00 (+28.27%) | $147,700 (-) Land $17,300 Building $130,400 | $244,577 (+30.82%) Land $28,647 Building $215,930 |
| 2023 | $147,700 (+27.99%) Land $17,300 Building $130,400 | $186,962 (+32.85%) Land $21,899 Building $165,063 | |
| 2022 | $115,400 Land $17,300 Building $98,100 | $140,732 Land $21,098 Building $119,634 | |
| 2021 | $5,568.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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