Schenectady County and Schenectady City property record for 426 Bedford Rd, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1.5 ba · 2,016 sqft · built 1902 |
| Lot Size | 0.148 acres (6,450 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $190,000 (Apr 2021) |
| Tax Bill | $5,352 (2026) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 49.35-3-24 |
| Primary APN | 421500 49.35-3-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Living Area |
| 1st Floor Area | 840 sqft |
| 2nd Floor Area | 840 sqft |
| Upper Floors Area | 336 sqft |
| Attic | Attic |
| Attic Area | 336 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1902 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 6,450 sqft (0.148 acres) |
| Lot Dimensions | 150 ft deep x 43 ft wide |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 252 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 426 BEDFORD RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 03 - MULTI |
| Legal Description | 2 STUCCO AND GARAGE |
| Legal Subdivision | PROPERTY IN THE SIXTH WARD |
| Legal Block | 3 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 20600 |
Source: Schenectady County and Schenectady City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 426 BEDFORD RD, SCHENECTADY, NY 12308-3406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2021 · Amount on Record |
| Deed Sale | Apr 13, 2021 · Amount on Record |
| Prior Sale | Dec 14, 2001 · Amount on Record |
| Deed Document Number | 202116338 |
| Deed Book / Page | 2056 / 509 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 13, 2021 |
| Property Address | 426 BEDFORD RD, SCHENECTADY, NY 12308-3406 |
| Document Number | 0000016338 |
| Book / Page | 2056 / 509 |
| Instrument Date | Apr 8, 2021 |
| Instrument | 202116338 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Title Company | CHICAGO TITLE ALBANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $760.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 426 BEDFORD RD, 426, SCHENECTADY, NY 12308-3406 |
| Name | Verified Name |
|---|---|
| Address | 33 LINCOLN AVE, ALBANY, NY 12206-1718 |
| Document Number | 0000016339 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 202116339 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,352.00 (+2.18%) | ||
| 2025 | $5,238.00 (+5.14%) | $101,200 (-) Land $15,200 Building $86,000 | $167,577 (+30.82%) Land $25,170 Building $142,407 |
| 2023 | $101,200 (-) Land $15,200 Building $86,000 | $128,101 (+3.8%) Land $19,240 Building $108,861 | |
| 2022 | $101,200 Land $15,200 Building $86,000 | $123,415 Land $18,537 Building $104,878 | |
| 2021 | $4,982.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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